Injection Moulding Finance

Best Injection Moulding Machine Finance Rates UK October 2026

A comprehensive comparison of UK injection moulding finance rates across 8 lenders - updated for October 2026 by Doulton Bridging Finance.

Rates updated

Full Lender Comparison - Injection Moulding Finance Rates October 2026

Rates are indicative only. Your actual rate will depend on credit profile, asset age, deposit, and term. Contact us for a personalised quote.

LenderRate RangeMin DepositMax TermDecision Speed
Lloyds Bank5.5–8.5%10%3–7 yrs5–10 days
HSBC5.0–8.0%10%3–7 yrs5–10 days
Barclays5.5–9.0%10%3–7 yrs5–10 days
Close Brothers6.5–11.0%0–10%2–7 yrs2–4 days
Aldermore6.0–10.5%0–10%2–7 yrs2–5 days
Paragon Bank7.0–11.5%0–10%2–7 yrs3–5 days
Shawbrook6.5–11.0%0–10%2–7 yrs2–4 days
Nucleus7.0–13.0%0%1–5 yrs24–48 hrs

How to Get the Best Injection Moulding Finance Rate

Prepare clean financials

Lenders offer their best rates to businesses with 2–3 years of filed accounts showing consistent profitability. Ensure your accounts are up to date before applying.

Provide a deposit if you can

Even a 10% deposit unlocks the lowest-rate high-street lenders (Lloyds, HSBC, Barclays) that are not available on 100% finance.

Choose a newer machine

New or near-new injection moulding equipment attracts lower rates than older machinery - residual value is a key underwriting factor.

Use a whole-of-market broker

A broker who submits to multiple lenders simultaneously achieves better rates than going direct - our panel covers 8 specialist lenders.

Don't accept the first offer

If you receive terms direct from a lender, ask us to benchmark them. In most cases we can improve on a single-lender direct offer.

By lender

Rates and criteria by lender

How each lender and manufacturer finance scheme on our panel prices this asset in October 2026, and where it fits. Rates are indicative; we compare them all for your case.

Aldermore Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£468/mo8.0% APRHire Purchase
£50,0005 years£1,005/mo7.2% APRHire Purchase
£150,0007 years£2,260/mo6.8% APRHire Purchase
£400,0007 years£5,920/mo6.0% APRFinance Lease

Barclays Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£460/mo7.2% APRHire Purchase
£50,0005 years£995/mo6.5% APRHire Purchase
£150,0007 years£2,230/mo6.0% APRHire Purchase
£400,0007 years£5,870/mo5.5% APRFinance Lease

Close Brothers Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£475/mo8.5% APRHire Purchase
£50,0005 years£1,020/mo7.5% APRHire Purchase
£150,0007 years£2,290/mo7.0% APRHire Purchase
£400,0007 years£5,990/mo6.5% APRFinance Lease

HSBC Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£450/mo6.5% APRHire Purchase
£50,0005 years£975/mo5.9% APRHire Purchase
£150,0007 years£2,180/mo5.6% APRHire Purchase
£400,0007 years£5,780/mo5.0% APRFinance Lease

Lloyds Bank Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£455/mo6.8% APRHire Purchase
£50,0005 years£985/mo6.2% APRHire Purchase
£150,0007 years£2,210/mo5.9% APRHire Purchase
£400,0007 years£5,840/mo5.5% APRFinance Lease

Nucleus Commercial Finance Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0002 years£695/mo12.0% APRHire Purchase
£50,0003 years£1,640/mo10.5% APRHire Purchase
£150,0005 years£3,120/mo9.0% APRHire Purchase
£300,0005 years£6,190/mo7.5% APRFinance Lease

Paragon Bank Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£482/mo9.5% APRHire Purchase
£50,0005 years£1,040/mo8.5% APRHire Purchase
£150,0007 years£2,340/mo8.0% APRHire Purchase
£400,0007 years£6,080/mo7.0% APRFinance Lease

Shawbrook Injection Moulding Finance Rates

Finance AmountTermMonthly Payment (est.)Representative APRType
£15,0003 years£475/mo8.5% APRHire Purchase
£50,0005 years£1,018/mo7.5% APRHire Purchase
£150,0007 years£2,285/mo7.0% APRHire Purchase
£400,0007 years£5,975/mo6.5% APRFinance Lease

Arburg Finance vs Independent Broker - Injection Moulding Finance Compared

FactorOEM FinanceIndependent Broker
Rate transparencyRate often bundled into machine priceClear APR quoted upfront
Rate rangeVaries - typically 6–10% effective cost5.0–13.0% depending on lender and profile
Lender choiceSingle captive lender8+ lenders including Lloyds, HSBC, Close Brothers
Finance flexibilityUsually HP onlyHP, Finance Lease, Operating Lease, Sale & Leaseback
SpeedOften linked to machine delivery schedule24 hrs–10 days depending on lender
DepositOften 10–20% for captive finance0–10% depending on lender
Credit criteriaSingle lender - no alternative if declinedMultiple lenders increase approval chances

Engel Finance vs Independent Broker - Injection Moulding Finance Compared

FactorOEM FinanceIndependent Broker
Rate transparencyRate often bundled into machine priceClear APR quoted upfront
Rate rangeVaries - typically 6–10% effective cost5.0–13.0% depending on lender and profile
Lender choiceSingle captive lender8+ lenders including Lloyds, HSBC, Close Brothers
Finance flexibilityUsually HP onlyHP, Finance Lease, Operating Lease, Sale & Leaseback
SpeedOften linked to machine delivery schedule24 hrs–10 days depending on lender
DepositOften 10–20% for captive finance0–10% depending on lender
Credit criteriaSingle lender - no alternative if declinedMultiple lenders increase approval chances
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Get terms for your own case

The figures on this page are indicative. Send us your scenario and we will come back the same working day with options from our panel of 130+ lenders.

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FAQs

Frequently asked questions

What is the best injection moulding finance rate available in October 2026?

The lowest headline rates on our panel are from HSBC (from 5.0% APR) and Lloyds Bank (from 5.5% APR), but these are reserved for businesses with strong credit profiles, 3+ years of trading, and a 10% deposit. The best rate available to your business depends on your specific financial profile.

Can I get 0% finance on an injection moulding machine?

Some OEM captive finance schemes offer promotional 0% finance, but independent lenders do not. The closest equivalent is a 100% HP or lease facility (no deposit) at the lowest available rate, which currently starts from around 6.0% APR with Aldermore or Close Brothers.

Does the age of the injection moulding machine affect the finance rate?

Yes - lenders typically offer lower rates for new or near-new machinery (under 3 years old). Older machines, particularly those over 7–10 years, attract higher rates and shorter maximum terms due to reduced residual value.

Should I choose hire purchase or finance lease for the best injection moulding finance rate?

HP and Finance Lease are priced very similarly on our panel. The choice depends on your tax position (HP provides capital allowances; Finance Lease provides an off-balance-sheet rental deduction) and whether you want to own the asset at the end of the term. We recommend taking advice from your accountant before choosing.

How can a broker get me a better injection moulding finance rate than my bank?

A specialist broker like Doulton Bridging Finance submits your application to multiple lenders simultaneously, creating competitive pressure on pricing. We also know which lenders are currently most active in the plastics manufacturing sector, which drives the best terms. Many clients save 0.5–2.0% APR by using a broker rather than going direct to a single lender.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, asset and deposit. We act as a credit broker, not a lender. Your asset may be repossessed if you do not keep up repayments.

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