What Is Injection Moulding Finance?
Injection moulding finance is a type of asset finance that allows UK manufacturers to acquire injection moulding presses, hot runner systems, ancillary equipment, and mould tooling without paying the full purchase price upfront. Instead, the cost is spread over a fixed monthly repayment period - typically 2–7 years - with interest charged on the outstanding balance.
The most common products are Hire Purchase (HP) and Finance Lease, both of which are available through our panel of 8 specialist lenders. For high-value presses above £200k, Operating Lease is also worth considering if ownership at the end of the term is not a priority.
Finance Options Available for Injection Moulding Equipment
Hire Purchase (HP)
You pay a deposit (0–10%) then fixed monthly instalments over 2–7 years. At the end of the term, ownership transfers to you. Capital allowances are available. Best for businesses that want to own the asset outright.
Finance Lease
The lender owns the asset; you lease it for an agreed term. Monthly rentals are 100% tax-deductible. No balloon payment. At end of term, you can continue renting at a peppercorn rate or arrange a secondary lease. Best for businesses prioritising P&L treatment.
Operating Lease
You pay for use of the machine during the lease period; the lender carries the residual value risk. Monthly payments are lower than HP or Finance Lease but you don't own the asset. Suited to businesses that regularly upgrade machinery.
Worked Example - £120,000 Injection Moulding Press, 5-Year HP at 7.5%
| Detail | Figure |
|---|---|
| Asset cost (inc. installation) | £120,000 |
| Deposit (10%) | £12,000 |
| Amount financed | £108,000 |
| Finance type | Hire Purchase |
| Term | 5 years (60 months) |
| Representative APR | 7.5% |
| Estimated monthly payment | £2,158 |
| Total cost of finance | £129,480 |
| Total interest paid | £21,480 |
| Asset ownership at end of term | Yes (HP) |
This is an illustrative example only. Your actual rate will depend on credit profile, asset age, lender, and term. Request a personalised quote.
Eligibility for Injection Moulding Finance
- UK-registered business (limited company, LLP, partnership, or sole trader)
- Minimum 12 months' trading history (Nucleus); 2–3 years preferred by high-street lenders
- Filed accounts or management accounts showing positive net worth
- Clean credit history (minor adverse considered by specialist lenders)
- Asset must be from a recognised UK supplier or manufacturer
- Finance amounts typically £10,000 to £5,000,000