Investec Mortgages
Private bank mortgage solutions for high-net-worth individuals. Complex income accepted, large loans available, and bespoke structuring from one of the UK's premier private banks.
High-net-worth lending, personally delivered
Investec is a specialist private bank that serves high-net-worth individuals, entrepreneurs, and professionals with complex financial lives. Their mortgage proposition goes well beyond what high street lenders can offer, with individually assessed applications and flexible underwriting criteria.
Through Doulton Bridging Finance, you gain direct access to Investec's private client lending team. We present your case with the detail and context needed to secure optimal terms, whether you are purchasing a prime London residence, a country estate, or expanding your investment portfolio.
Access Investec's private bank lending
Private Bank Expertise
Investec is one of the UK's leading private banks, offering mortgage solutions designed for high-net-worth clients with sophisticated financial profiles and substantial property portfolios.
Complex Income Assessment
Investec excels at assessing complex income structures including bonuses, dividends, share options, trust distributions, and overseas earnings to maximise your borrowing capacity.
Large Loan Capability
With no practical upper limit on loan size, Investec is well suited to high-value property purchases where mainstream lenders cannot compete on either amount or flexibility.
Portfolio Landlord Solutions
Experienced portfolio landlords benefit from Investec's understanding of rental income, corporate structures, and the nuances of managing multiple investment properties.
Bespoke Rate Structuring
Each mortgage is individually priced and structured. Investec offers flexibility on term length, repayment method, and rate type to match your financial planning objectives.
Dedicated Relationship Manager
Investec clients receive a named relationship manager who understands their full financial picture and can act quickly when opportunities arise in the property market.
How it works
Initial Consultation
We assess your financial profile, property goals, and borrowing requirements to determine whether Investec is the best fit among our private bank panel.
Case Presentation
We present your case directly to Investec's private client team, highlighting the strengths of your application to secure the most competitive terms available.
Underwriting and Valuation
Investec's specialist underwriters review your application while we coordinate the property valuation and manage the process from submission to formal offer.
Completion
We work alongside your solicitor and Investec's legal team to ensure a smooth completion, keeping you informed at every stage of the process.
Explore Investec mortgage options
Let our team connect you with Investec's private bank lending. We handle the entire process from initial consultation to completion.