Paragon Mortgages
Specialist buy-to-let and portfolio lending from one of the UK's leading investment property lenders. HMO, limited company, and multi-unit products available.
Expert lending for property investors
Paragon has been at the forefront of UK buy-to-let lending for over 25 years. They understand the needs of property investors at every stage, from first-time landlords purchasing a single rental to experienced portfolio holders managing dozens of properties across multiple structures.
Through Doulton Bridging Finance, we access Paragon's complete product range including specialist options for HMOs, multi-unit blocks, and limited company purchases. If you are building or refinancing a property portfolio, Paragon's flexible criteria and experienced underwriting team make them a strong choice.
Benefits of Paragon mortgages
Buy-to-Let Specialists
Paragon is one of the UK's most established buy-to-let lenders, with decades of experience funding residential investment properties for individual and portfolio landlords.
Portfolio Landlord Lending
Dedicated products for landlords with four or more mortgaged properties, with streamlined assessment processes designed specifically for experienced property investors.
HMO and Multi-Unit
Paragon lends on houses in multiple occupation and multi-unit freehold blocks, property types that many mainstream lenders will not consider at all.
Limited Company Lending
Competitive products for properties held within SPV structures, recognising that many landlords now operate through limited companies for tax efficiency.
Top Slicing Available
Where rental income alone does not meet the interest coverage ratio, Paragon can consider your personal income to top up the shortfall, unlocking deals that would otherwise fail.
Experienced Underwriting
Paragon's underwriters specialise exclusively in investment property lending, bringing deep knowledge and a common-sense approach to every application.
How it works
Portfolio Review
We assess your existing property portfolio, investment plans, and financial position to determine the most suitable Paragon product for your next purchase or remortgage.
Product Selection
We compare Paragon's range against other specialist buy-to-let lenders to ensure you access the most competitive rate and terms for your property type.
Application Management
We prepare your application with full portfolio details, working with Paragon's underwriters to present your investment case clearly and efficiently.
Completion
We coordinate with Paragon, your solicitor, and managing agents to complete your mortgage and get your investment up and running.
Grow your portfolio with Paragon
Whether you are purchasing your first buy-to-let or refinancing an established portfolio, we can help you access Paragon's specialist rates.