Microlight Finance
Finance for microlights - 3-axis aircraft, flex-wing trikes, and weight-shift aircraft. BMAA and LAA permit aircraft financed by specialist aviation lenders. The most affordable entry to powered flight, made more accessible with spread payments.
The right structure for your aviation requirements
3-Axis Microlight Finance
3-axis microlights including P&M Aviation Quik, Ikarus Comanche, and other BMAA/LAA-permit 3-axis aircraft. Finance structured for the specific permit requirements of microlight aircraft.
Flex-Wing Trike Finance
Weight-shift flex-wing trikes - Pegasus, P&M, and other trike manufacturers. Finance for the most popular microlight configuration in the UK.
LAA Permit Aircraft Finance
Light Aircraft Association permit-to-fly aircraft - homebuilt, amateur-built, and production LAA permit types. Specialist lenders familiar with the LAA permit system and its implications for residual value.
New Microlight Finance
Finance for new microlights from UK manufacturers or importers. New aircraft carry the strongest advance rates from specialist lenders - lower deposit requirements and better interest rates.
Used Microlight Finance
Finance for used microlights. Specialist aviation lenders assess used microlight values and BMAA/LAA permit status before advancing. Complete permit history and maintenance records are essential.
Hire Purchase
The most common structure for microlight finance. Own the aircraft at end of term. Fixed monthly payments - spreading the cost of microlight ownership over 3-7 years.
How it works
Microlight details
Aircraft type, manufacturer, model, year, permit type (BMAA or LAA), total hours, and current permit status. New or used.
Specialist lenders
Microlight finance requires lenders familiar with BMAA and LAA permit aircraft. Standard asset finance lenders typically cannot fund permit aircraft - we approach the right specialist panel.
Permit and insurance
Current BMAA or LAA permit documentation required before drawdown. Microlight insurance from specialist aviation insurers (Hayward, Unicorn, Global Aerospace) required.
Settlement
We settle with the seller, manufacturer, or dealer. Finance arranged around the permit transfer process.
Ready to discuss Microlight Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Can BMAA permit microlights be financed?
Yes - specialist aviation lenders do finance BMAA permit microlights. The lender panel is narrower than for CAA-certificated aircraft, but dedicated microlight finance is available for both new and used aircraft with current permits.
Does a microlight need G-registration for finance?
Most BMAA permit microlights are not G-registered - they carry a BMAA permit number instead. Specialist microlight lenders are familiar with this and do not require G-registration. LAA aircraft similarly operate under LAA permit.
What is the minimum finance amount for a microlight?
Some specialist aviation lenders provide microlight finance from as low as £5,000. Below £10,000, unsecured personal loan products may be more appropriate and more competitively priced than asset-backed aviation finance.
Can I finance a homebuilt LAA aircraft?
Homebuilt LAA aircraft are more challenging to finance than production aircraft due to the difficulty of establishing secondary market values. Some specialist aviation lenders will consider well-documented homebuilts from recognised designs. We advise before approaching lenders.
What deposit is needed for microlight finance?
Typically 20-30% for used microlights; 10-20% for new aircraft from established manufacturers. The BMAA/LAA permit nature of most microlights requires a higher lender cushion than certificated aircraft.
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