Ultra-Light Aircraft Finance
Finance for ultra-light aircraft - Single Seat Deregulated (SSDR) aircraft, ULM aircraft, powered hang gliders, and sub-115kg aircraft not subject to standard permit requirements. Specialist aviation finance for the lightest end of the powered flight spectrum.
The right structure for your aviation requirements
SSDR Aircraft Finance
Single Seat Deregulated (SSDR) aircraft - the UK's lightest regulated category. Thruster T600, CGS Hawk, and similar SSDR-eligible aircraft. Finance for the growing SSDR community.
Powered Hang Glider Finance
Flexwing-style powered hang gliders in the ULM category. Finance for new and used aircraft from UK distributors and private sellers.
Fixed-Wing ULM Finance
Ultra-light fixed-wing aircraft in the European ULM category including some aircraft operating on BMAA permits in the UK. Specialist lenders familiar with the sub-115kg and sub-472.5kg microlight classes.
Hire Purchase
The standard structure for ultra-light aircraft finance. Fixed monthly payments over 3-7 years. Own the aircraft at end of term.
Unsecured Personal Finance
For lower-value ultra-light aircraft below £15,000, unsecured personal loan products are often more practical than asset-backed aviation finance. We advise on the most appropriate structure for your specific aircraft value.
New Aircraft Finance
Finance for new ultra-light aircraft from UK manufacturers and importers. New aircraft attract the best terms and lowest deposits from specialist lenders.
How it works
Aircraft details
Category (SSDR, BMAA microlight, ULM), manufacturer, type, year, empty weight, and current permit or exemption status.
Lender assessment
SSDR and ULM aircraft require specialist aviation finance lenders. Not all aviation lenders fund this category - we identify those who will.
Insurance
Specialist aviation insurance for ultra-light aircraft required. BMAA or independent coverage confirmed before drawdown.
Settlement
We settle with the seller or distributor.
Ready to discuss Ultra-Light Aircraft Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
What is an SSDR aircraft?
Single Seat Deregulated (SSDR) aircraft are a UK CAA category for the lightest powered aircraft - typically empty weight below 115kg for 3-axis or 70kg for flexwing. SSDR aircraft are not subject to BMAA or LAA permit requirements but must meet SSDR eligibility criteria.
Can SSDR aircraft be financed?
Yes - specialist aviation lenders do finance SSDR aircraft. The lender panel is narrow and deposits higher (25-35%) than for certificated aircraft, but finance is available for new SSDR aircraft and well-documented used examples.
Is ultra-light aircraft finance available for very low values?
For aircraft below £10,000-£15,000, unsecured personal loan products from specialist aviation lenders are often more appropriate and competitive than asset-backed aviation finance. We advise on the right structure for the specific value.
What qualifications do I need to fly SSDR aircraft?
UK SSDR pilots are required to hold a valid NPPL or LAPL with an appropriate class rating, or to fly under the LAA/BMAA training framework. Lenders assess flying qualifications as part of the application.
Are foot-launched powered aircraft (paramotors) financeable?
Paramotors are generally not financed as aircraft assets - they are treated as outdoor equipment by lenders. Personal loan products are the most common route for paramotor purchase.
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Before you commit to a structure
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