Motor Yacht Finance
Finance for motor yachts and powerboats from £50,000 to £5m+. Sunseeker, Princess, Azimut, Fairline, Riva, and Sealine. Marine mortgage, hire purchase, and sale-and-leaseback from specialist marine lenders who understand motor yacht values.
The right structure for every motor yacht requirement
Sports Cruiser Finance
Finance for sports cruisers and express cruisers from £50,000. Sunseeker Predator, Fairline Targa, Princess V-series, and Sealine. Hire purchase over 5-10 years from specialist marine lenders.
Flybridge Motor Yacht Finance
Finance for flybridge motor yachts from £150,000 to £2m+. Sunseeker Manhattan, Princess F-class, Azimut Flybridge, and Beneteau Gran Turismo. Specialist lenders comfortable at higher vessel values.
Long-Range Cruiser Finance
Finance for displacement and semi-displacement long-range cruisers designed for extended offshore passages. Nordhavn, Selene, and custom build. Specialist marine mortgage structures over 10-15 years.
Marine Mortgage
Long-term marine mortgage finance for motor yachts used as primary vessels or charter fleet. Terms to 15 years, lower monthly payments than hire purchase. The right structure for higher-value motor yachts.
Hire Purchase
Own the motor yacht outright at the end of the term. Fixed monthly payments over 5-10 years. Capital allowances where the vessel is used commercially. The standard structure for leisure motor yacht ownership.
Charter Fleet Finance
Finance for motor yachts used commercially in charter. Specialist lenders who understand charter income, seasonal revenue, and the commercial use disclosure requirements that standard leisure finance does not accommodate.
How it works
Vessel details
Manufacturer, model, LOA, year, engine type, condition, flag, and intended use - leisure, charter, or mixed. We assess lender fit immediately.
Marine lender sourcing
We source marine mortgage and hire purchase terms from specialist marine lenders. Indicative terms typically within 48-72 hours.
Marine survey
All marine lenders require a professional out-of-water survey by a RINA or IIMS-accredited surveyor. We advise on the process and what lenders require.
Completion
Marine finance completion involves specialist maritime solicitors. We coordinate with all parties and ensure correct security registration.
Ready to discuss Motor Yacht Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
What motor yacht makes can be financed?
All major manufacturers - Sunseeker, Princess, Azimut, Fairline, Riva, Sealine, Beneteau, Cranchi, Jeanneau, Ferretti, and others. New and used vessels from established UK and European builders.
Does charter use affect the finance?
Yes - lenders must be informed if the vessel will be used for commercial charter. Charter use affects the product type, advance rate, and insurance requirements. We advise on the right structure for your intended use before approaching any lender.
What LTV is available on a motor yacht?
Typically 70-80% of the vessel's surveyed open market value for leisure motor yachts. Charter vessels and older boats may attract lower advance rates. We advise on realistic LTV before starting the application.
Can a foreign-flagged motor yacht be financed?
UK-registered vessels are preferred by most UK marine lenders. Foreign-flagged vessels can be financed through specialist lenders, though the advance rate and terms may differ. Re-flagging to the UK Red Ensign register before finance often produces better terms.
How long does motor yacht finance take?
Indicative terms within 48-72 hours. Full credit approval following a satisfactory marine survey - typically 1-3 weeks depending on survey availability. We manage the process throughout.
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