Princess Yacht Finance
Independent finance for Princess Yachts - V-class, F-class, S-class, and Y-class. Princess offers CGI Finance through its dealer network. We compare that against the full independent specialist marine lending market so you get the best available terms.
The right structure for every princess yacht requirement
Princess V-Class Finance
Finance for the Princess V39, V40, V50, V55, V60, and V65 sports cruiser range. The most popular Princess models in the UK market. Specialist lenders who understand V-class residual values and the strong UK resale market.
Princess F-Class Flybridge Finance
Finance for the Princess F45, F55, and F62 open flybridge series. Higher-value flybridge motor yachts financed on marine mortgage or hire purchase by specialist lenders.
Princess S-Class & Y-Class Finance
Finance for the Princess S65 and Y95 - the flagship Princess models. Private bank lending for these higher-value vessels, with discreet bespoke structuring.
Marine Mortgage
Long-term secured marine mortgage for Princess yachts - lower monthly payments than hire purchase, appropriate for higher-value Princess models where a long ownership period is planned.
Hire Purchase
Full ownership at end of term. Capital allowances where applicable. The standard structure for V-class and mid-range Princess purchases.
Why Compare Beyond CGI Finance?
Princess dealers offer CGI Finance (Societe Generale Group) as their captive product. CGI is a credible specialist marine lender, but it is one option. An independent broker comparison frequently identifies better rates or terms from the wider specialist marine lending market.
How it works
Princess model and specification
Model, year, engine configuration, hours, condition, and intended use. New from Princess dealer or used acquisition.
Market comparison
We approach independent specialist marine lenders alongside the CGI Finance offer from the dealer network. Both options presented transparently.
Marine survey
Full survey for used Princess yachts. New yacht finance may proceed without survey subject to lender requirements.
Completion
Maritime solicitors and security registration. We coordinate all parties.
Ready to discuss Princess Yacht Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Side-by-Side Comparison
| Factor | Princess Yachts Finance | Doulton Bridging Finance (Independent) |
|---|---|---|
| Lender access | Dealer-linked finance partner | 12+ panel lenders |
| Rate competition | None - single source | Full market comparison |
| Indicative rate range | Varies - dealer dependent | 5.2%–13% depending on profile |
| Independence | Dealer-aligned | Buyer-aligned |
| Structure flexibility | Limited | HP, balloon HP, marine mortgage, refi |
| Pre-owned Princess vessels | May have age/model restrictions | All years and models considered |
| Non-Princess vessels | Not available | All major brands |
| Time to decision | Fast at point of sale | 24–72 hrs |
| FCA regulated | Yes (dealer finance) | Yes (FCA 814533) |
Background & Broker Commentary
Princess Yachts, manufactured in Plymouth and one of the UK's most prestigious motor yacht brands, typically offers finance through dealer partnerships at point of sale. Buyers purchasing a Princess V-class, F-class or Y-class yacht through an authorised dealer are commonly presented with packaged finance terms - often framed as seamless and competitive. The reality of captive or dealer-linked finance is that it reflects the commercial arrangements between the dealer, the finance house and the manufacturer - not necessarily the open market rate available to the buyer. In the same way that car buyers routinely arrange independent finance rather than taking the showroom option, motor yacht buyers have every right - and often a strong financial incentive - to obtain an independent broker comparison before committing. Doulton Bridging Finance can access terms from 130+ lenders for a Princess Yachts purchase, including specialist marine lenders with deep experience of the brand's vessel values and residuals. We have no commercial link to the Princess dealer network and our fee is earned from the lender we place the business with - not from the dealership. This structural independence means our rate search is genuinely unbiased.
Princess Yachts Finance
Princess Yachts' dealer-linked finance offering, presented at point of sale through the Princess dealer network. Pros Cons
- Single point of contact at point of sale
- May include promotional or introductory rates on new models
- Familiar process through the dealership
- No rate competition - single lender only
- Dealer commercially incentivised on finance uptake
- Limited structure flexibility
- Only available at dealer point of sale
Doulton Bridging Finance
Independent whole-of-market broker (Doulton Bridging Finance) accessing 130+ lenders to find the best available rate and structure. Pros Cons
- 130+ lenders - genuine market competition
- Buyer-aligned - no dealer commercial relationship
- HP, balloon HP, marine mortgage, refi options
- Works for new, used, private or auction purchases
- FCA regulated (814533)
- 24–72 hours to formal offer (not instant at point of sale)
- Requires basic enquiry and documentation process
Our Recommendation
Unless the OEM promotional rate is demonstrably lower than the open market - which we can verify for you within 24 hours - an independent broker comparison almost always results in better terms or at minimum confirms that the dealer rate is genuinely competitive. There is no cost to running a comparison, and if the dealer finance wins, you take it knowing it is the best available option.
Submit your enquiry below and we will return with a whole-of-market comparison for your Princess Yachts purchase within one business day.
Frequently asked questions
Is CGI Finance the best option for a Princess Yacht?
CGI Finance is a credible specialist lender and may well offer competitive terms. However, comparing it against the broader specialist marine lending market via an independent broker ensures you are not leaving a better rate on the table.
Can I finance a used Princess yacht?
Yes - used Princess yachts are financed by specialist marine lenders in the same way as new. The marine survey is the key additional requirement for used vessels.
What Princess models can be financed?
All Princess models - V, F, S, Y, and the historic range. Age and condition determine the available advance rate rather than specific model exclusions.
What is the advance rate on a Princess yacht?
Typically 70-80% of surveyed open market value. Princess is a highly regarded UK brand with a strong secondary market - lenders are comfortable at the higher advance rates for well-maintained examples.
Can a Princess yacht bought abroad be financed?
Yes - Princess yachts kept in the Mediterranean and elsewhere are financed by specialist UK lenders. We advise on flag and registration before approaching lenders.
Is Princess Yachts Finance available for pre-owned vessels?
Dealer-linked finance typically applies at point of sale for new or approved used vessels through the Princess network. Independent brokers can finance both new and used Princess yachts from any source.
Can I arrange independent finance for a Princess yacht before approaching the dealer?
Yes. Having independent finance agreed in principle before approaching a dealer gives you the same negotiating position as a cash buyer and eliminates any pressure to accept the dealer's finance offer.
Are Princess Yachts good security for marine finance lenders?
Princess Yachts are well-regarded by marine finance lenders due to their build quality, strong brand recognition and historically reliable residual values. This typically results in competitive LTV offers from panel lenders.
What if the Princess dealer insists I use their finance?
A dealer cannot legally require you to use their finance as a condition of purchase. You are entitled to arrange your own finance independently. If a dealer applies pressure on this point, it may be worth discussing with your broker.
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