Yacht Finance
Finance for sailing yachts, motor yachts, and superyachts. Marine mortgage, hire purchase, and finance lease from specialist marine lenders. £100k to £10m+. New and used vessels, UK and European flagged.
The right structure for every yacht requirement
Sailing Yacht Finance
Finance for ocean-going sailing yachts and bluewater cruisers. Bavaria, Beneteau, Jeanneau, X-Yachts, and Swan. Marine mortgage structures for yachts used as private vessels or charter fleet.
Motor Yacht Finance
Finance for motor cruisers and motor yachts from Sunseeker, Princess, Azimut, Ferretti, and Riva. Specialist marine lenders who understand motor yacht values and the charter market.
Superyacht Finance
Finance for superyachts and large motor yachts above £2m. Specialist private bank and marine lender relationships for high-value vessel finance at the discreet, bespoke end of the market.
Marine Mortgage
Long-term marine mortgage finance for vessels used as primary or secondary residences, live-aboard lifestyle, or investment charter fleet. Terms to 15 years from specialist marine mortgage lenders.
Hire Purchase
Own the yacht outright at end of term. Fixed monthly payments over 5-10 years. The standard structure for private vessel ownership outside the marine mortgage product.
Charter Fleet Finance
Finance for commercial charter fleet additions. Specialist marine lenders who understand charter income, fleet management, and the seasonal nature of charter revenue.
How it works
Vessel details
Make, model, LOA, year, condition, flag, and current market value. Intended use - private, charter, or live-aboard.
Specialist marine lenders
We source terms from specialist marine lenders and private banks with yacht expertise. Marine finance takes slightly longer - indicative terms typically within 48-72 hours.
Marine survey and valuation
Specialist marine lenders require a professional marine survey and RICS or specialist marine valuation. We advise on the process and suitable surveyors.
Completion
Marine finance completion involves specialist maritime solicitors. We manage the process and coordinate with all parties.
Ready to discuss Yacht Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
What is the difference between a marine mortgage and yacht hire purchase?
A marine mortgage is long-term secured finance similar to a residential mortgage - typically 10-15 years with lower monthly payments. Hire purchase is shorter-term (5-7 years) with full ownership at the end. Both require the vessel as security.
Can I finance a yacht for charter use?
Yes - specialist marine lenders fund charter fleet vessels. The charter income projection forms part of the assessment. Some lenders specialise in sailing school and bare-boat charter fleet finance.
Is foreign-flagged yacht finance available?
Yes - specialist marine lenders finance vessels under various flags including Red Ensign, Cayman Islands, and Channel Islands registry. We advise on the optimal flag for finance purposes.
What survey is required for yacht finance?
A full out-of-water survey by a RINA or IIMS accredited surveyor is typically required. We advise on appropriate surveyors for the specific vessel type.
Can I finance a superyacht through Doulton?
Yes - we have specialist marine and private bank relationships for high-value vessel finance. Discreet, bespoke structures for vessels above £2m are handled by our senior team.
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Before you commit to a structure
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130+ specialist lenders. 8am-8pm, Monday-Sunday.