Motorboat Finance
Finance for motorboats and powerboats - day boats, cabin cruisers, sports boats, and weekend cruisers. All manufacturers, new and used. Hire purchase and marine loans from specialist lenders. Fast decisions for the UK leisure powerboat market.
The right structure for every motorboat requirement
Day Boat Finance
Finance for open day boats and centre console boats. Quicksilver, Wellcraft, Bayliner, and similar day boats from £10,000. Fast leisure marine finance from specialist lenders.
Cabin Cruiser Finance
Finance for cabin cruisers and weekend boats. Sealine, Sessa, Galeon, and Parker. Family cruising boats with overnight capability - hire purchase over 5-8 years.
Sports Boat Finance
Finance for sports boats, wake boats, and ski boats. Mastercraft, Malibu, Tige, and similar. Specialist marine lenders comfortable with sports boat values and the water sports market.
Hire Purchase
Full ownership at end of term. The standard structure for motorboat purchase at all price points.
Marine Loan
Secured marine loan against the vessel. Appropriate for higher-value motorboats where hire purchase terms are less favourable than a secured loan structure.
Used Motorboat Finance
Finance for used motorboats from dealers, brokers, and private sellers. Survey required for higher-value used powerboats. Specialist lenders assess condition, engine hours, and market value.
How it works
Motorboat details
Manufacturer, model, LOA, engine type, year, and condition. New from dealer or used.
Terms
Specialist leisure marine lenders. Decisions within 24-48 hours.
Approval
Private individuals and businesses. New and established powerboat buyers.
Settlement
Direct settlement with dealer, broker, or private seller.
Ready to discuss Motorboat Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
What motorboat makes can be financed?
All major brands - Sealine, Bayliner, Quicksilver, Parker, Galeon, Sessa, Boston Whaler, Four Winns, Mastercraft, and others. New and used.
Is there a minimum loan for motorboat finance?
Most specialist marine asset finance products start from £10,000-£15,000. The right structure depends on the vessel value - we advise on the most appropriate product for each enquiry.
Can I finance a used motorboat from a private seller?
Yes - private sale motorboat finance is arranged in the same way as dealer purchases. A survey is typically required for used boats above £30,000.
Does the motorboat need to be insured before finance?
Yes - all marine lenders require the vessel to be insured, with the lender noted on the policy as an interested party, as a condition of drawdown.
Can I finance a motorboat for watersports or commercial use?
Commercial use (water ski school, charter, dive operations) requires the appropriate commercial finance product. We advise on the right structure for the intended use.
Explore related pages
Before you commit to a structure
Speak to an asset finance specialist
130+ specialist lenders. 8am-8pm, Monday-Sunday.