Nationwide Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 4.92% | 2 years | £999 | |
| 2-yr fixed 75% LTV | 5.07% | 2 years | £999 | |
| 2-yr fixed 85% LTV | 5.27% | 2 years | £999 | |
| 2-yr fixed 90% LTV | 5.47% | 2 years | £999 | |
| 5-yr fixed 60% LTV | 3.72%Best | 5 years | £999 | |
| 5-yr fixed 75% LTV | 3.90% | 5 years | £999 | |
| 5-yr fixed 85% LTV | 4.10% | 5 years | £999 | |
| 5-yr fixed 90% LTV | 4.30% | 5 years | £999 | |
| 5-yr fixed 95% LTV | 4.60% | 5 years | £999 | |
| 2-yr tracker 60% LTV | Base+0.67% | 2 years | £999 | |
| Standard Variable Rate | 7.99% | Ongoing | None | - |
Nationwide Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 60% LTV | 5.47% | 2 years | £1,499 | |
| BTL 5-yr fixed 60% LTV | 4.32%Best | 5 years | £1,499 | |
| BTL 5-yr fixed 75% LTV | 4.57% | 5 years | £1,499 |
Nationwide Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Nationwide 2-yr fixed PT (same LTV band) | 4.97% | 2 years | £0 | Cashback available |
| Nationwide 5-yr fixed PT (same LTV band) | 3.77% | 5 years | £0 | Cashback available |
| Nationwide PT + borrow more (residential) | 3.84% | 5 years | £595 | Cashback available |
About Nationwide Mortgages
Nationwide is the UK's largest building society and one of the biggest mortgage lenders in the country. As a mutual organisation, Nationwide returns profit to members rather than shareholders, which can translate into competitive rates and a strong focus on customer service across all mortgage types.
Nationwide suits a wide range of borrowers from first-time buyers to remortgagers, and offers products up to 95% LTV for those with smaller deposits. Their size means they can offer competitive rates across the market, and their Helping Hand mortgage is specifically designed for first-time buyers stretching their budget.