Mortgages

Nationwide Mortgages

Access competitive mortgage products from the UK's largest building society. Residential purchases, remortgages, and first-time buyer deals with mutual member benefits.

Building Society Lending

Trusted lending from a mutual lender

Nationwide Building Society has been helping people into homes for over 130 years. As the UK's largest building society, they combine the scale of a major lender with the values of mutual ownership, consistently delivering competitive rates across their product range.

Through Doulton Bridging Finance, you can access Nationwide's full mortgage range with expert guidance on product selection. Whether you are a first-time buyer, moving home, or looking to remortgage, we help you find the right deal and manage your application from start to finish.

130+
Years Established
95%
Max LTV
16m+
Members
Mutual
Ownership
Why Doulton

Benefits of Nationwide mortgages

UK's Largest Building Society

Nationwide is the world's largest building society, offering a wide range of mortgage products backed by decades of lending experience and mutual ownership principles.

Competitive Fixed Rates

Nationwide consistently offers some of the most competitive fixed rate deals on the market, with options spanning two, three, five, and ten-year terms to suit different needs.

First-Time Buyer Support

Dedicated products for first-time buyers including higher loan-to-value options, cashback deals, and access to government schemes like Help to Buy and shared ownership.

Flexible Overpayment Options

Most Nationwide mortgages allow overpayments of up to 10% per year without early repayment charges, helping you reduce your balance and save on interest over time.

Remortgage Deals

Competitive remortgage products with free valuations and legal fees on many deals, making it straightforward to switch and potentially reduce your monthly payments.

Mutual Values

As a building society rather than a bank, Nationwide reinvests profits into better rates and services for members rather than paying shareholder dividends.

The Process

How it works

01

Assess Your Needs

We review your financial situation, deposit size, and property goals to determine which Nationwide mortgage product offers the best fit for your circumstances.

02

Product Selection

We compare Nationwide's full range alongside other lenders to ensure you get the most competitive rate and terms available for your profile.

03

Application Support

We prepare and submit your mortgage application, ensuring all documentation meets Nationwide's requirements and liaising with their underwriting team on your behalf.

04

Through to Completion

From offer to completion, we coordinate with your solicitor and Nationwide to ensure your mortgage completes smoothly and on schedule.

Explore Nationwide mortgage options

Let us help you find the best Nationwide mortgage product for your needs. Get expert advice and a competitive quote today.

FAQs

Frequently asked questions

Can I get a Nationwide mortgage through Doulton?

Yes. We hold broker agencies with Nationwide where available and can access their intermediary product range. Where Nationwide is not the right fit, we will benchmark their offer against every other lender on our panel and recommend the most cost-effective overall deal.

Why apply to Nationwide via a broker rather than direct?

Most UK mortgage lenders reserve a portion of their range - often including their sharpest rates - for intermediary-introduced business. Going through a broker also means you are not locked to one lender's criteria: if Nationwide cannot take your case, we can place it elsewhere without a declined application showing on your credit file.

What LTV and loan size does Nationwide offer?

Nationwide's maximum LTV and loan size vary by product and property type. We check current criteria at the point of enquiry - residential, buy-to-let, high-value and specialist ranges each have their own limits. Tell us your requirement and we will come back with exactly what Nationwide can support today.

What if my application is complex - non-standard income, expat status, adverse credit?

Mainstream high-street lenders are rarely the right home for complex applications. We work with specialist, private and challenger banks alongside the names you will recognise, which means we can often place cases that would be rejected by a direct approach.

How long does a mortgage application take?

Typical timelines are 2-4 weeks from application to offer for straightforward cases, and 4-8 weeks for cases needing valuation, specialist underwriting or complex income review. Exchange and completion after that is driven by your conveyancer's pace.

Start Your Enquiry

Let's Find Your Best Rate

Tell us what you need and we'll search across our panel of 130+ specialist lenders to find the best deal for your circumstances.

Call us directly
0204 6211776