Mortgage Rates

Nottingham Building Society Mortgage Rates - October 2026

Compare Nottingham Building Society’s current residential, buy-to-let and product transfer rates against the whole market. DBF is a whole-of-market mortgage broker: we search every deal, not just one lender’s range.

Best 5-yr fixed from 4.02%

Best 2-yr fixed from 5.32%

SVR 7.69%

Rates updated October 2026

Why use Doulton

Two reasons to use DBF for your Nottingham Building Society mortgage

DBF Product Transfer System

If you decide to stay with Nottingham Building Society at renewal, we process your product transfer through our dedicated system - faster than applying direct in many cases, with all paperwork handled on your behalf.

Cashback on like-for-like deals

Eligible clients who stay with their existing lender on a like-for-like product transfer can receive cashback - an incentive not available when applying direct. Ask us about eligibility.

We compare the whole market first - and if Nottingham Building Society is still the best option, we make the process faster and more rewarding. Get a free comparison or call 0204 6211776.

Whole-of-market mortgage comparison
No upfront fees on advice
Product transfer system for faster renewals
Cashback available on eligible like-for-like deals
FCA authorised 814533

Nottingham Building Society Residential Mortgage Rates

Residential mortgage rates - indicative, updated monthly. Confirm current rates with DBF before proceeding.
Product	Rate	Initial Period	Fee	Overpay
2-yr fixed 60% LTV	5.32%	2 years	£995
2-yr fixed 75% LTV	5.50%	2 years	£995
2-yr fixed 85% LTV	5.72%	2 years	£995
5-yr fixed 60% LTV	4.02%Best	5 years	£995
5-yr fixed 75% LTV	4.22%	5 years	£995
5-yr fixed 85% LTV	4.44%	5 years	£995
5-yr fixed 90% LTV	4.64%	5 years	£995
2-yr tracker 65% LTV	Base+1.07%	2 years	£595
Standard Variable Rate	7.69%	Ongoing	None	-

Nottingham Building Society Buy-to-Let Mortgage Rates

Buy-to-let mortgage rates - indicative, updated monthly. Portfolio and HMO criteria apply.
Product	Rate	Initial Period	Fee
BTL 2-yr fixed 65% LTV	5.90%	2 years	£1,299
BTL 5-yr fixed 65% LTV	4.64%Best	5 years	£1,299
BTL 5-yr fixed 75% LTV	4.90%	5 years	£1,299

Nottingham Building Society Product Transfer Rates

Product transfers - rates indicative; DBF will confirm current availability. Cashback via DBF, not available direct.
Product Transfer Option	Rate	Initial Period	Fee	Cashback
Nottingham Building Society 2-yr fixed PT (same LTV band)	5.37%	2 years	£0	Cashback available
Nottingham Building Society 5-yr fixed PT (same LTV band)	4.07%	5 years	£0	Cashback available
Nottingham Building Society PT + borrow more (residential)	4.14%	5 years	£595	Cashback available

About Nottingham Building Society Mortgages

Nottingham Building Society is a well-established East Midlands mutual lender offering residential and buy-to-let mortgages. The society has developed particular expertise in new-build lending and has a strong relationship with housing developers across the Midlands.

Nottingham Building Society is a good fit for first-time buyers purchasing new-build homes, as well as home movers across the Midlands region. Their shared ownership mortgages are well-regarded, and they take a practical approach to income assessment for the self-employed.

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Get your Nottingham Building Society rate comparison

Tell us about your mortgage and we will compare Nottingham Building Society's current rates against the whole market - free, fast and with no obligation.

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FAQs

Frequently asked questions

What are Nottingham Building Society’s current mortgage rates?

Nottingham Building Society’s current rates start from 4.02% on a 5-year fixed at 60% LTV for residential borrowers. Rates rise to 5.22% or above for higher LTV tiers and specialist products. All rates shown are indicative and reviewed monthly by DBF - contact us to confirm today’s live rates.

What is Nottingham Building Society’s Standard Variable Rate (SVR)?

Nottingham Building Society’s SVR is currently 7.69%. This is the rate you revert to when your fixed or tracker deal expires. DBF strongly recommends arranging a new fixed rate before this happens - the SVR is almost always more expensive than any new deal available.

Can I get cashback on a Nottingham Building Society product transfer through DBF?

Yes. Eligible Nottingham Building Society mortgage holders renewing through DBF can receive cashback on their product transfer. This is not available if you apply direct to Nottingham Building Society. Contact DBF at least 3 months before your current deal expires to ensure we can secure the best rate and arrange cashback.

Is Nottingham Building Society right for me, or should I switch lender?

That depends entirely on your circumstances. Nottingham Building Society may offer the best rate for your profile - or a different lender in our panel of 130+ may beat them. DBF will compare the whole market and recommend the best option, whether that’s staying with Nottingham Building Society or switching to a competitor.

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