Mortgages

Nottingham Building Society Mortgages

Personal mortgage lending from a trusted East Midlands building society. Individual underwriting, contractor-friendly criteria, and competitive residential rates.

Regional Building Society

Personal lending from the East Midlands

Founded in 1849, Nottingham Building Society is one of the UK's oldest and most established mutual lenders. Their commitment to individual underwriting means your application is assessed by a person who can weigh up the full picture of your finances, rather than relying on rigid automated criteria.

Through Doulton Bridging Finance, you benefit from our established relationship with Nottingham Building Society. We understand their criteria inside out and can present your application in the way most likely to secure a positive outcome, whether you are employed, self-employed, contracting, or approaching retirement.

1849
Established
Personal
Underwriting
Flexible
Income Rules
Mutual
Ownership
Why Doulton

Why choose Nottingham Building Society

East Midlands Heritage

Nottingham Building Society has served the East Midlands community since 1849, building a reputation for fair lending, competitive rates, and genuine personal service.

Individual Assessment

Every mortgage application is reviewed individually by experienced underwriters who assess your full financial picture, not just a credit score or automated checklist.

Contractor Mortgages

Nottingham BS understands contract-based work and can assess income based on your daily or annual contract rate rather than requiring multiple years of accounts.

Retirement Lending

Flexible approach to lending into retirement, with the ability to consider pension income, investment returns, and other retirement funding sources in affordability calculations.

Shared Ownership Products

Dedicated shared ownership mortgage products to help buyers purchase a share of their home with a smaller deposit, making homeownership more accessible.

Broker-Friendly Approach

Nottingham Building Society works closely with mortgage brokers, providing direct access to underwriters and fast, transparent communication throughout the application process.

The Process

How it works

01

Initial Assessment

We review your income, employment status, and property plans to establish whether Nottingham Building Society's products are a good match for your situation.

02

Product Comparison

We compare Nottingham's mortgage range against the wider market to ensure the product we recommend delivers the best value for your specific needs.

03

Application Submission

We prepare and submit your application, working with Nottingham's underwriters to present your case clearly and resolve any queries efficiently.

04

Completion Day

We coordinate with Nottingham, your solicitor, and all parties to bring everything together smoothly on completion day.

Explore Nottingham Building Society mortgages

Get expert advice on Nottingham Building Society's range of mortgage products. Personal service and competitive rates for every borrower.

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0204 6211776