Paragon Bank Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| Residential 2-yr fixed 75% LTV | 6.15% | 2 years | £1,295 | |
| Residential 5-yr fixed 75% LTV | 4.45%Best | 5 years | £1,295 |
Paragon Bank Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 60% LTV | 6.25% | 2 years | £1,495 | |
| BTL 2-yr fixed 75% LTV | 6.50% | 2 years | £1,495 | |
| BTL 5-yr fixed 60% LTV | 4.57%Best | 5 years | £1,495 | |
| BTL 5-yr fixed 65% LTV | 4.73% | 5 years | £1,495 | |
| BTL 5-yr fixed 75% LTV | 4.97% | 5 years | £1,495 | |
| HMO 5-yr fixed 65% LTV | 5.13% | 5 years | £1,995 | |
| Multi-unit block 65% LTV | 5.33% | 5 years | £1,995 | |
| Ltd company BTL 5-yr fixed 65% LTV | 4.90% | 5 years | £1,995 | |
| Standard Variable Rate | 8.74% | Ongoing | None | - |
Paragon Bank Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| Paragon Bank 2-yr fixed PT (same LTV band) | 6.20% | 2 years | £0 | Cashback available |
| Paragon Bank 5-yr fixed PT (same LTV band) | 4.50% | 5 years | £0 | Cashback available |
| Paragon Bank PT + borrow more (residential) | 4.57% | 5 years | £595 | Cashback available |
About Paragon Bank Mortgages
Paragon Bank is one of the UK's leading specialist buy-to-let mortgage lenders with decades of experience in the professional landlord market. As part of Paragon Banking Group, they focus exclusively on buy-to-let lending and have developed sophisticated products for portfolio landlords and HMO operators.
Paragon Bank suits professional landlords with portfolios of four or more properties, HMO and multi-unit block investors, and those requiring limited company BTL structures. Their criteria are specifically designed for the complex needs of experienced investors rather than first-time landlords.