Principality Mortgages
Competitive mortgage lending from Wales's largest building society. Strong fixed rates, first-time buyer support, and mutual member benefits for residential borrowers.
Trusted lending from Wales
Principality Building Society has been helping people across Wales and England buy homes since 1860. As the sixth largest building society in the UK, they offer the product range and competitive pricing of a major lender with the personal values and community commitment of a mutual organisation.
Through Doulton Bridging Finance, you can access Principality's full mortgage range with expert broker guidance. Whether you are a first-time buyer, moving home, or looking to remortgage to a better rate, we will help you find the right Principality product and manage your application from start to finish.
Benefits of Principality mortgages
Wales's Largest Building Society
Principality is the largest building society in Wales and one of the top ten in the UK, combining regional roots with national lending capability and competitive rates.
Competitive Fixed Rates
Principality consistently delivers competitive fixed rate products across two, three, and five-year terms, often matching or beating the rates offered by major high street banks.
First-Time Buyer Focus
Dedicated products and support for first-time buyers, including higher loan-to-value options and practical guidance through every step of the home buying process.
Flexible Income Assessment
Principality takes a considered approach to income assessment, with the ability to factor in overtime, bonuses, and other regular additional earnings in affordability calculations.
Welsh Property Expertise
Deep understanding of Welsh property markets and values, with local knowledge that gives confidence in lending decisions across both urban and rural locations throughout Wales.
Member Benefits
As a mutual organisation, Principality reinvests profits to benefit members through better rates, improved services, and community investment across Wales.
How it works
Needs Assessment
We discuss your property goals and financial situation to determine whether Principality's products and criteria offer the right fit for your mortgage needs.
Rate Comparison
We compare Principality's current deals against the wider market to confirm they offer genuinely competitive terms for your deposit size and borrowing requirements.
Application Handling
We prepare and submit your application to Principality, ensuring all documentation meets their requirements and communicating with their team throughout.
Completion
We manage the final stages through to completion, coordinating with Principality and your solicitor to ensure a smooth and timely close.
Discuss a Principality mortgage
Get expert advice on Principality Building Society's mortgage range. Competitive rates and mutual values for every type of borrower.