TSB Residential Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| 2-yr fixed 60% LTV | 4.98% | 2 years | £999 | |
| 2-yr fixed 75% LTV | 5.13% | 2 years | £999 | |
| 2-yr fixed 85% LTV | 5.33% | 2 years | £999 | |
| 2-yr fixed 90% LTV | 5.53% | 2 years | £999 | |
| 5-yr fixed 60% LTV | 3.78%Best | 5 years | £999 | |
| 5-yr fixed 75% LTV | 3.96% | 5 years | £999 | |
| 5-yr fixed 85% LTV | 4.16% | 5 years | £999 | |
| 5-yr fixed 90% LTV | 4.36% | 5 years | £999 | |
| 5-yr fixed 95% LTV | 4.66% | 5 years | £999 | |
| 2-yr tracker 60% LTV | Base+0.73% | 2 years | £999 | |
| Standard Variable Rate | 8.09% | Ongoing | None | - |
TSB Buy-to-Let Mortgage Rates
| Product | Rate | Initial Period | Fee | Overpay |
|---|---|---|---|---|
| BTL 2-yr fixed 60% LTV | 5.53% | 2 years | £1,499 | |
| BTL 5-yr fixed 60% LTV | 4.38%Best | 5 years | £1,499 | |
| BTL 5-yr fixed 75% LTV | 4.63% | 5 years | £1,499 |
TSB Product Transfer Rates
| Product Transfer Option | Rate | Initial Period | Fee | Cashback |
|---|---|---|---|---|
| TSB 2-yr fixed PT (same LTV band) | 5.03% | 2 years | £0 | Cashback available |
| TSB 5-yr fixed PT (same LTV band) | 3.83% | 5 years | £0 | Cashback available |
| TSB PT + borrow more (residential) | 3.90% | 5 years | £595 | Cashback available |
About TSB Mortgages
TSB is a major UK high-street bank with a network of branches across England, Scotland, and Wales. Separated from Lloyds Banking Group in 2013 and now owned by Sabadell, TSB offers a comprehensive range of residential and buy-to-let mortgages with competitive rates and a strong focus on straightforward, transparent lending.
TSB suits borrowers looking for a reliable high-street lender with competitive mainstream rates. They perform well for first-time buyers with 5% deposits, and their cashback incentives on selected products make them attractive for those remortgaging. TSB also has a good track record with new-build purchases.