Agricultural Machinery Finance
Finance for all agricultural machinery - tractors, combine harvesters, crop sprayers, forage equipment, precision farming technology, and farm vehicles. Hire purchase and seasonal payment structures from specialist agricultural lenders.
The right structure for every agricultural machinery requirement
Tractor & Power Unit Finance
Finance for tractors from all major manufacturers. New and used. Seasonal payment structures aligned with farm income.
Harvesting Machinery Finance
Combine harvesters, forage harvesters, self-propelled balers, and sugar beet/potato harvesters. High-value harvesting assets financed by specialist agricultural lenders.
Precision Farming Technology Finance
GPS guidance systems, variable rate application technology, yield mapping equipment, and drone systems. Technology finance for modern precision farming operations.
Hire Purchase
Full ownership at end of term. Capital allowances claimable. The most common structure for farming businesses building their owned machinery fleet.
Seasonal Payment Structures
Payment structures aligned with arable, livestock, or mixed farming income patterns. Specialist agricultural lenders design finance around how farm businesses actually generate income.
Machinery Refinance
Release capital from farm machinery already owned. Sale and leaseback of existing machinery releases capital for farm development, diversification, or other investment.
How it works
Machinery details
Equipment type, manufacturer, model, year, condition, and hours. We identify specialist agricultural lenders immediately.
Terms
Agricultural machinery lenders understand the sector and make fast decisions - typically 24 hours.
Approval
All farm types - arable, livestock, mixed, and agricultural contractors. New and established farming businesses.
Settlement
We settle with the dealer, manufacturer, or private seller.
Ready to discuss Agricultural Machinery Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Is agricultural machinery finance available for all types of farm?
Yes - arable, livestock, dairy, mixed farms, and agricultural contractors are all served by specialist agricultural lenders. Each sector has lenders who understand the specific income and cash flow patterns.
Can I finance used agricultural machinery from a farm auction?
Yes - farm auction purchases are routinely funded by specialist agricultural lenders. Quick decisions are available to meet auction deposit requirements.
Is seasonal payment finance available for all agricultural machinery?
Most agricultural machinery - tractors, combines, and forage equipment - can be structured with seasonal payments by specialist lenders.
Can I include precision farming technology in my machinery finance?
Yes - GPS guidance, variable rate systems, and other precision farming technology can be included in the same facility as the parent machine or financed separately.
What is the advance rate on agricultural machinery?
Typically 75-85% of current market value. Well-maintained machinery from major manufacturers commands higher advance rates.
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130+ specialist lenders. 8am-8pm, Monday-Sunday.