Asset Finance

Irrigation Equipment Finance

Finance for centre pivot irrigation systems, linear move irrigators, and pump sets. Lindsay, Zimmatic, Bauer, and T-L systems on hire purchase or finance lease from specialist agricultural lenders. Long terms available.

£20k-£500k
Irrigation facilities
Up to 10 yrs
Finance term
24hrs
Typical decision
130+
Agricultural lenders
Finance Options

The right structure for every irrigation equipment requirement

Centre Pivot Finance

Lindsay FieldNET, Zimmatic, and T-L centre pivot irrigation systems. High-value assets with long working lives - finance over 7-10 years from specialist agricultural lenders.

Linear Move Irrigator Finance

Bauer, Lindsay, and Zimmatic linear move systems for irregular field shapes. Finance for installation as well as the equipment itself where the lender accepts a combined facility.

Pump Set & Abstraction Finance

Diesel and electric pump sets, abstraction infrastructure, and associated equipment. Finance for the full irrigation system including pump station and pipework.

Hire Purchase

Full ownership at end of term. Capital allowances on the irrigation equipment. Long terms aligned with the equipment's working life.

Finance Lease

Lower monthly cost than hire purchase. Suited to farms with strong crop revenues wanting to preserve working capital.

Refinance Existing Irrigation Assets

Release capital from installed irrigation systems already owned. Useful for farm businesses needing capital for crop or enterprise expansion.

The Process

How it works

01

System details

Irrigation type, manufacturer, span count or linear length, pump size, and total installation cost including contractor quotes.

02

Terms

Specialist agricultural lenders assess irrigation investment against crop revenue and land ownership.

03

Approval

Vegetable, potato, and soft fruit growers are the most common irrigation finance applicants - specialist lenders understand these enterprises.

04

Settlement

We settle with the irrigation dealer and installation contractor.

Ready to discuss Irrigation Equipment Finance?

Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.

FAQs

Frequently asked questions

Can I finance the full cost of installing an irrigation system?

Yes - most specialist agricultural lenders include the equipment cost, delivery, and installation within the finance facility.

What irrigation brands can be financed?

Lindsay, Zimmatic, T-L, Bauer, Briggs, and other major irrigation equipment manufacturers. We advise on lender preferences for each brand.

Is irrigation finance available for market garden and vegetable operations?

Yes - specialist horticultural lenders understand market garden cash flow and can structure irrigation finance appropriately.

What is the typical advance on an installed irrigation system?

Typically 70-80% of the installed system value (equipment plus installation). The system is assessed as a fixed asset secured on the land.

Can I refinance an existing irrigation system?

Yes - installed irrigation systems are refinanceable where the system is in good condition and the farm has clear title to the land on which it is installed.

Speak to an asset finance specialist

130+ specialist lenders. 8am-8pm, Monday-Sunday.

Start Your Enquiry

Let's Find Your Best Rate

Tell us what you need and we'll search across our panel of 130+ specialist lenders to find the best deal for your circumstances.

Call us directly
0204 6211776