Grain Store Finance
Finance for grain storage buildings and grain drying equipment. Asset finance for substantial farm storage investment - grain stores, grain driers, and associated handling equipment. Specialist agricultural lenders, long terms.
The right structure for every grain store requirement
Portal Frame Grain Store Finance
Finance for steel portal-frame grain storage buildings - the most common grain store type on UK arable farms. Asset finance structured as a long-term hire purchase facility aligned with the building's 20-30 year life.
Grain Drier Finance
Finance for continuous-flow and batch grain driers from Opico, Skandia, Svegma, and other specialist grain drier manufacturers. High-value equipment financed separately or alongside the grain store building.
Grain Handling Equipment Finance
Conveyors, elevators, augers, weighbridges, and grain movement systems. Finance for the full grain handling package alongside the store and drier.
Hire Purchase - Long Term
Grain stores financed over 7-10 years reflecting the building's long useful life. Capital allowances claimable on both the building and the drying equipment.
Development Finance for Larger Projects
For larger grain storage and handling complexes, staged development finance is available - funds released as the building progresses through construction stages.
Refinance Existing Stores
Release capital from grain stores already owned by the farm business. Sale and leaseback of existing storage assets releases working capital while retaining operational use.
How it works
Project details
Grain store size (tonnes), building specification, drier size (tonnes per hour), and total project cost including contractor quotes.
Terms
Specialist agricultural lenders assess grain store investment against farm profitability and land ownership. Decisions within 24-48 hours.
Approval
Arable farms - established and new entrants. The grain store adds tangible asset value to the farm business, supporting the lender's security assessment.
Settlement
We settle with the building contractor and equipment suppliers as stages complete.
Ready to discuss Grain Store Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Do I need planning permission before getting grain store finance?
Permitted development rights allow many farm storage buildings without planning - but confirmation of the planning position before committing to finance is essential. Some lenders require planning confirmation as a condition of offer.
Can I finance a grain store and drier together?
Yes - the store building, drier, and grain handling equipment can all be included in the same facility as a single project.
What is the maximum term for grain store finance?
Up to 10 years for substantial grain store buildings. Specialist agricultural lenders align the term with the asset's long useful life.
Can I draw finance in stages as the building is constructed?
Yes - for larger projects, staged drawdown aligned with construction milestones is available from specialist agricultural development lenders.
Can existing grain stores be refinanced?
Yes - owned grain stores with clear title are strong refinance assets. We arrange sale and leaseback for farms releasing capital for other investment.
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