Box trailers - also known as dry van trailers, curtain-less trailers, or van trailers - are enclosed rigid-sided semi-trailers used for higher-value, weather-sensitive, or palletised cargo that requires security and protection beyond what a curtainsider offers. The main brands include the Krone Box Liner and Schmitz S.KO, along with UK-manufactured equivalents from Montracon and SDC.
Box Trailer Finance - Lender Rates
| Trailer Type | APR Range | Term | Notes |
|---|---|---|---|
| Standard box/dry van trailer | 4.5–10% | 2–7 years | Strong residual values |
| Box trailer with tail-lift | 5–11% | 2–7 years | Tail-lift included in asset value |
| Box trailer with roller shutter door | 4.5–10% | 2–7 years | Standard treatment |
| Older box trailer (5–10 years) | 7–14% | 2–5 years | Aldermore / Shawbrook |
Tail-Lift Configurations - How Lenders Treat Them
A tail-lift (typically a Dhollandia, Zepro, or Palfinger unit) is a significant additional piece of equipment fitted to many box trailers used for urban delivery. The tail-lift adds £5,000–£15,000 to the trailer's value and is financed as part of the complete asset. Lenders familiar with box trailer finance understand this and include the tail-lift value in their asset assessment. Present the full trailer specification including the tail-lift brand, model, and rated capacity.
Krone Box Liner vs Schmitz S.KO - Residual Value Comparison
Both the Krone Box Liner and Schmitz S.KO hold good residual values in the UK secondary market. They are broadly comparable in lender appetite and residual value treatment. UK-manufactured box trailers from Montracon and SDC also have strong domestic residual values and are well-known to UK lenders.