Curtainsider trailers - the tautliner semi-trailers with sliding side curtains that are the workhorse of UK and European general haulage - are financed more readily than almost any other trailer type. Their large secondary market and strong residual values make them attractive to lenders. If you're financing a Schmitz S.CS, Krone Profi Liner, Kögel Multi, Wielton curtainsider, Montracon or SDC tautliner, your options are broad.
Curtainsider Trailer Finance - Lender Rates
| Lender | APR Range | Term | Notes |
|---|---|---|---|
| Close Brothers | 4.5–10% | 2–7 years | All major brands, new and used |
| Lombard | 4–9% | 2–7 years | Fleet operators, min £25k |
| Shawbrook | 5–11% | 2–7 years | Older curtainsiders |
| Aldermore | 5.5–13% | 2–5 years | Adverse credit, older assets |
| Haydock | 6–14% | 2–5 years | Owner-drivers |
Major Curtainsider Brands - Lender Familiarity
The major curtainsider brands are well-known to UK lenders and their valuations are well-established:
- Schmitz Cargobull S.CS - market leader, excellent residual values, widest lender appetite
- Krone Profi Liner - strong second-hand market, well-regarded by lenders
- Kögel Multi - good residual values, accepted by all major lenders
- Wielton curtainsider - growing UK market presence, accepted by most specialist lenders
- Montracon / SDC - UK-manufactured, strong domestic secondary market
Worked Example: New Schmitz S.CS Curtainsider at £45,000
Vehicle: New Schmitz S.CS curtainsider, 13.6m, £45,000 Deposit: 10% (£4,500) Finance amount: £40,500 HP at 6% APR over 5 years: approx. £782/month Finance Lease at 6% APR, 25% RV over 5 years: approx. £600/month (return/refinance at end)