Corporation Tax Loans – Invest in Growth, Not Just Tax Bills

Spread the Corporation Tax (CT) cost over 3-12 months with a CT loan from 6.9% APR.

Your corporation tax bill represents success – your business made a profit. But paying a large lump sum to HMRC can leave your bank account depleted right when you need funds for growth, stock, or opportunities.

Doulton Bridging Finance provides an independent corporation tax loan service offering you quotes from 6.9% APR that let you spread your tax payments over 3-12 months, keeping your working capital available for what matters: growing your business.

Why Take a Corporation Tax Loan?

Corporation tax timing creates a cash flow challenge for profitable businesses. You've already invested your profits back into operations, staff, equipment, or growth initiatives. Now HMRC wants their share, but pulling that cash out could:

  • Force you to miss investment opportunities

  • Disrupt supplier payment schedules

  • Prevent you taking on new projects

  • Limit your ability to pay dividends

  • Restrict cash reserves needed for emergencies

A corporation tax loan solves this timing mismatch, allowing you to pay HMRC whilst keeping your business fully funded.

Key Benefits of Our CT Loans

Protect Working Capital Keep funds available for operational needs, not locked up in tax payments.

Invest in Growth Use your cash for equipment, stock, marketing, or expansion rather than depleting reserves.

Maintain Financial Flexibility Preserve your overdraft and credit facilities for business opportunities.

Competitive Rates From 6.9% APR – often cheaper than using your overdraft or credit cards.

Fast Approval Applications assessed within 24-48 hours, with funds available quickly.

Flexible Terms Choose 3-12 month repayment terms that match your cash flow cycle.

No Business Disruption Keep trading normally without the financial strain of a large lump sum payment.

How Much Can You Borrow?

We provide corporation tax loans from £10,000 to £5,000,000, covering:

  • Full corporation tax liability

  • Partial tax bills (if you want to pay some upfront)

  • Multiple accounting periods

  • Tax bills plus associated professional fees

The Application Process

1. Contact Us Call or apply online with details of your corporation tax liability and repayment preference.

2. Quick Assessment We'll review your business financials, trading history, and ability to service the loan.

3. Clear Quotation Receive a detailed quote showing exactly what you'll pay, with no hidden charges.

4. Simple Documentation Minimal paperwork required – we keep it straightforward.

5. Rapid Funding Funds transferred to HMRC or your account within 24-48 hours of approval.

Who Qualifies?

Our corporation tax loans are available to:

  • UK limited companies

  • Businesses trading 12+ months

  • Companies with genuine tax liabilities

  • Profitable businesses facing timing challenges

  • Businesses with clear repayment capability

We assess applications individually, looking beyond credit scores to understand your business.

Corporation Tax Loan vs Business Overdraft

Many businesses consider using their overdraft to pay corporation tax, but this approach has disadvantages:

Overdrafts:

  • Higher interest rates (often 10-15%+)

  • Repayable on demand

  • Reduces available working capital facility

  • May breach lending covenants

  • Can affect credit limits with suppliers

Our CT Loans:

  • Competitive fixed rates from 6.9% APR

  • Defined repayment schedule

  • Separate from working capital facilities

  • Preserves banking relationships

  • Transparent cost structure

Tax Planning for Future Years

Once you've secured a corporation tax loan, consider planning ahead:

  • Budget monthly for next year's liability

  • Consider quarterly provisions

  • Discuss tax-efficient structures with your accountant

  • Build a cash reserve specifically for tax

  • Review profit extraction strategies

Real Business Scenarios

Growth-Focused Business: A software company invested heavily in product development and marketing, leaving limited cash for their £85,000 CT bill. Our loan service allowed them to pay HMRC whilst completing a crucial product launch.

Seasonal Business: A tourism business with winter tax deadlines used our CT loan to spread payments through their profitable summer season.

Acquisition Opportunity: A manufacturing firm had a chance to acquire a competitor but needed to preserve cash. Our CT loan service freed up £250,000 for the acquisition.

Transparent Pricing

Rates: From 6.9% APR Arrangement Fees: Clearly stated upfront No Hidden Charges: What we quote is what you pay Early Repayment: Available on most facilities without penalty

Why Choose Doulton Bridging Finance?

Specialist Knowledge: We understand business tax obligations and cash flow challenges.

Quick Decisions: we aim to make things as simple as possible

Flexible Approach: We look at your whole business, not just numbers on a screen.

Competitive Terms: Rates that make commercial sense for your business.

Long-Term Partner: We're here to support your business beyond just one transaction.

Get in touch.

Discover how our Tax Payments team can assist you, our independent service specialises in cases between £10,000 and £5 million. We work with specialist lenders and get you the best quotes. Fill out our form and someone will be in touch to discuss your situation and get your finance sorted.