Precise Mortgages Bridging Loans: Complete Lender Review & Live Quote Comparison.

Why Choose Precise Mortgages for Bridging Finance?

Lending Made Simple - No Faff, Just Results

Precise Mortgages believes lending doesn't need to be complicated. Their bridging loan solutions combine competitive rates with crystal-clear criteria, ensuring you can find the right finance solution quickly and easily.

Key Benefits:

  • Competitive Rates: Starting from 0.62% per month

  • Clear Criteria: Straightforward requirements, no hidden complications

  • Fast Decisions: Quick underwriting with transparent processes

  • Flexible Solutions: Regulated and non-regulated options available

  • Simple Refurbishment: New simplified refurbishment range

  • Developer Focus: Specialist developer exit products available

Regulated Bridging Finance

Perfect for personal property transactions where customers need short-term finance secured against residential property.

Ideal for:

  • Property purchase before sale completion

  • Chain breaks and timing mismatches

  • Auction purchases

  • Short-term property investments

  • Quick property acquisitions

  • Residential property transactions

Key Features:

  • Rates from 0.62% per month

  • Available from 55% to higher LTV ratios

  • Properties in habitable condition

  • No improvement works required

  • Clear, straightforward criteria

Non-Regulated Bridging Finance

Specialist finance for business use and second charge lending where regulated options aren't suitable.

Perfect for:

  • Business property acquisitions

  • Commercial bridging transactions

  • Second charge bridging requirements

  • Investment property purchases

  • Portfolio expansion

New Simplified Refurbishment Range

Streamlined refurbishment finance with competitive rates starting from 0.65% per month.

Features:

  • Residential HMO Conversions: Up to 20 lettable rooms

  • Property Conversions: Maximum of 6 flats per property

  • Acceptable Warranty Required: New home warranty needed

  • Simplified Process: Clear criteria for refurbishment projects

  • Competitive Rates: From 0.65% per month

Developer Exit Product

Brand new specialist product designed for property developers looking for flexible exit strategies.

Benefits:

  • Tailored for development projects

  • Flexible exit arrangements

  • Competitive developer rates

  • Specialist underwriting team

  • Clear development criteria

Transparent Pricing Structure

Monthly Interest Rates:

  • Standard bridging loans: From 0.62% per month

  • Refurbishment bridging: From 0.65% per month

  • Developer exit products: Competitive rates on application

Loan-to-Value Ratios:

  • Available from 55% LTV

  • Expanded LTV bands for different scenarios

  • Competitive ratios across the range

  • Clear LTV criteria for each product type

Flexible Terms:

  • Short-term bridging solutions

  • Interest servicing or rolled-up options

  • Clear repayment terms

  • No unnecessary complications

Simple Application Process

Clear Criteria, Quick Decisions

Precise Mortgages' bridging loan process is designed for clarity and speed, with straightforward criteria that eliminates uncertainty and gets you quick answers.

Our Process:

  1. Initial Assessment: Clear discussion of your requirements

  2. Criteria Check: Straightforward assessment against clear criteria

  3. Quick Decision: Fast underwriting with transparent communication

  4. Valuation Process: Professional property assessment

  5. Legal Completion: Streamlined legal process

  6. Fund Release: Quick completion once conditions are met

No faff - just clear, simple processes that work