Cessna Citation Finance
Finance for the full Cessna Citation range - M2 Gen2, CJ3+, CJ4, XLS+, Latitude, Longitude, and Sovereign. The world's best-selling business jet family financed by specialist aviation lenders. New and used, G-registered and N-registered.
The right structure for your aviation requirements
Citation M2 & CJ Finance
The Citation M2 Gen2 and CJ3+ - the UK's most popular entry-level business jet segment. Finance for privately-owned Citations at the accessible end of the jet market.
Citation CJ4 Finance
The Citation CJ4 Gen2 - the top of the CJ family. Finance for this seven-seat light jet with transcontinental range. The most capable single-pilot certified jet in the Citation range.
Citation XLS+ Finance
The Citation Excel/XLS+ - the most popular Citation in the mid-size segment. Finance for the best-selling mid-size business jet of its era.
Citation Latitude & Longitude Finance
The Citation Latitude (super mid-size) and Longitude (super mid-size to large). Finance for the latest-generation Citation cabins with stand-up headroom and true intercontinental range.
Used Citation Finance
Finance for used Citations from any generation. Specialist aviation lenders who understand Citation values across the range - from early Citation I/II through to current CJ and Latitude variants.
Hire Purchase
Own the Citation at end of term. Fixed monthly payments over 5-12 years. Citations hold value well across the range - the CJ3+ and Latitude in particular maintain strong secondary market positions.
How it works
Citation details
Specific variant, year, serial number, TTSN (total time since new), engine hours and cycles, Williams FJ44 or Pratt & Whitney PW500 engine programme status, avionics generation.
Specialist lenders
Close Brothers Aviation is the primary Citation specialist in the UK. International aviation finance lenders cover higher-value Longitude and Sovereign transactions. 48-hour decisions.
PPI
Full pre-purchase inspection at a Textron Aviation Authorised Service Centre. Engine inspection, avionics serviceability check, and structural inspection.
Settlement
We settle with the seller or Textron Aviation dealer. CAA or N-reg security documentation by specialist aviation solicitors.
Ready to discuss Cessna Citation Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Popular Citation Models We Finance
Citation CJ3+
Cessna's popular light jet. Williams FJ44-4A engines, Garmin G3000 avionics. 7 passengers. Pre-owned: £1.5m–£3.5m. New: circa £6m–£7m. Ideal for UK and European owner-operators. All major lenders finance this model.
Citation XLS+
Mid-size workhorse. PW545C engines. 9 passengers. Stand-up cabin. Pre-owned: £2m–£5m. New: circa £9m. Suited to busier operators and fractional ownership arrangements. HSBC, Lombard and Lloyds all active here.
Citation Longitude
Cessna's flagship super-midsize. PW306D1 engines. 8 passengers in full flat-bed configuration. Range: 3,500nm. Pre-owned: £5m–£9m. New: circa £22m. Larger ticket - HSBC and Lombard preferred lenders at this level.
Indicative Finance Rates for Citation Aircraft
| Loan Amount | Indicative Rate Range | Typical Monthly (7yr HP) |
|---|---|---|
| £750,000 | 7.0%–10.5% | ~£11,600 |
| £1,500,000 | 6.5%–9.5% | ~£22,800 |
| £3,000,000 | 6.0%–8.5% | ~£45,000 |
| £6,000,000 | 5.7%–7.5% | ~£88,000 |
Illustrative rates as at October 2026. Subject to credit, survey, aircraft age and registration type.
Why Finance a Citation Through Doulton Bridging Finance?
- Access to the business jet lenders on our panel - including those not available directly
- We know which lenders are most active in each Citation model segment
- Fast decisions - Close Brothers can issue terms in hours for pre-approved Citation types
- N-registered Citations financed - we work with lenders familiar with FAA mortgage registration
- No upfront broker fee - our fee is paid by the lender on completion
Frequently asked questions
What is the most popular Citation for UK private buyers?
The Citation CJ3+ is the most commonly purchased Citation by UK private buyers - its single-pilot certification, reasonable operating costs relative to its performance, and strong UK dealer support make it the natural choice for the serious private aviator stepping into jet ownership.
Can I get finance for an older Citation 500 or 550?
Older Citation 500, 501, and 550 variants are financed by specialist lenders who understand the type's longevity and maintenance costs. Age-based advance rate reductions apply - older aircraft attract higher deposits.
What engine programme should the Citation be on?
Williams FJ44 engines (CJ series): Williams Engine Service Plan. Pratt & Whitney PW500 engines (XLS, Latitude): Pratt & Whitney Eagle Service Plan. Engine programme enrolment is required by most specialist aviation lenders for advance rates above 70%.
Can I buy a Citation through a company?
Yes - and most UK Citation purchases are made through limited companies for tax efficiency. Capital allowances, VAT recovery on business use, and operator structure all benefit from company ownership.
Is Citation finance available for non-G-registered aircraft?
Yes - N-registered Citations operated in the UK are financed through US specialist aviation lenders or UK lenders comfortable with N-reg. Re-registration to G-reg is sometimes recommended.
What is the typical price of a Cessna Citation CJ3+?
A new Cessna Citation CJ3+ lists at approximately $9m–$10m (around £7m–£8m at current rates). Pre-owned examples from 2015–2020 typically sell for £2m–£5m depending on hours, condition and avionics fit.
Which lenders finance Cessna Citations in the UK?
Lenders on the Doulton Bridging Finance panel will consider Citation finance. Lombard and Close Brothers are particularly active in the CJ series; HSBC and Lloyds are preferred for Citation XLS+ and Longitude at larger ticket sizes.
Can I finance a Citation on an N-registration in the UK?
Yes. Lombard and Close Brothers both finance N-registered Citations. The finance process is more complex - the mortgage must be filed with the FAA in Oklahoma City - but is well-understood by specialist lenders.
How much deposit do I need for a Citation?
Most lenders require 20%–30% deposit. On a £3m Citation XLS+, expect to need £600,000–£900,000 deposit. Stronger borrowers or newer aircraft may achieve 75%–80% LTV.
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