Private Jet Finance
Finance for private jets - from very light jets to large-cabin long-range aircraft. Cessna Citation, Gulfstream, Bombardier Global, Dassault Falcon, and Embraer Phenom and Praetor. Specialist aviation lenders for UK G-registered and offshore-held aircraft.
The right structure for your aviation requirements
Very Light Jet Finance
HondaJet Elite, Cessna Citation M2, Embraer Phenom 100EV, and Cirrus Vision Jet. Finance from £500k for the most accessible business jet category.
Light Jet Finance
Cessna Citation CJ3+ and CJ4, Embraer Phenom 300E, Pilatus PC-24, and Bombardier Learjet 75 Liberty. The most popular corporate jet category for UK owner-operators.
Mid-Size Jet Finance
Cessna Citation XLS+, Bombardier Challenger 350, Embraer Praetor 500, and Dassault Falcon 2000LX. Finance for the demanding corporate traveller who needs a full cabin and transcontinental range.
Large-Cabin Jet Finance
Gulfstream G650/G700/G800, Bombardier Global 6500/7500, and Dassault Falcon 8X. Finance for the ultra-long-range premium market. Private bank and specialist aviation lender relationships.
Hire Purchase / Secured Loan
Own the jet at end of term. Fixed-rate or floating-rate structures over 5-15 years. LTV typically 60-75% for high-value jets. Capital allowances available for qualifying business use.
Offshore Ownership Structures
Many private jets are held through BVI, Cayman, or Isle of Man SPVs or trusts. Specialist aviation lenders and private banks structure finance around these vehicles. CAA or foreign registry mortgage registered accordingly.
How it works
Jet details
Manufacturer, type, serial number, year, registration (G or N), total airframe hours and cycles, engine programme, avionics generation, and cabin specification.
Specialist lender sourcing
Private jet finance requires Close Brothers Aviation, private banks (EFG, Barclays, Weatherbys), or specialist international aviation finance lenders. We match the aircraft value and structure to the right lender.
Pre-purchase inspection
Full aircraft PPI at a manufacturer-approved service centre. Engine borescope, avionics check, and structural inspection. Engine programme status confirmed. PPI cost: £5k-£30k+ depending on aircraft type.
Completion
Aviation solicitors handle CAA mortgage registration (or foreign registry equivalent for N-reg or offshore aircraft). Settlement to seller or dealer.
Ready to discuss Private Jet Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
What LTV is typical for private jet finance?
Typically 60-70% LTV for large-cabin jets (£10m+); 70-80% for light and mid-size jets. The LTV reflects the larger ticket size and the more variable secondary market for premium jets. Higher LTV is sometimes achievable with the right lender and a strong borrower profile.
Can a jet be financed through an offshore SPV?
Yes - offshore ownership structures (BVI, Cayman, Isle of Man) are well-understood by specialist private jet lenders. The finance is typically structured as a secured loan to the SPV, with the aircraft and shares in the SPV both forming part of the security.
Do engine programme hours affect the advance rate?
Significantly - jet engines on approved programmes (Rolls-Royce TotalCare, Pratt & Whitney Eagle Service Plan, GE On-Point) are valued more predictably than off-programme engines. Specialist lenders increase advance rates for on-programme aircraft.
Can a private jet be financed for charter use?
Yes - AOC-holding charter operators finance jets through specialist aviation lenders. The charter income supports the affordability assessment. Lenders assess the operator certificate, fleet, and revenue history.
Is N-registered private jet finance available?
Yes - N-registered jets operated in the UK are financed through US specialist aviation lenders, or UK private banks comfortable with N-reg security. Re-registration to G-reg is sometimes recommended for the clearest security structure.
Explore related pages
Before you commit to a structure
Speak to an asset finance specialist
130+ specialist lenders. 8am-8pm, Monday-Sunday.