Cirrus Finance
Finance for the Cirrus SR20, SR22, SR22T, and Vision Jet SF50. The world's best-selling GA aircraft range financed by specialist aviation lenders who understand Cirrus values, the CAPS parachute system, and the aspirational private pilot market.
The right structure for your aviation requirements
Cirrus SR20 Finance
The SR20 - the entry point to the Cirrus range. Finance for private pilots moving up from a Cessna 172 or Piper Cherokee. New and used SR20s from UK and US inventory.
Cirrus SR22 & SR22T Finance
The world's best-selling GA aircraft since 2018. Cirrus SR22 and turbocharged SR22T finance. Finance for the most aspirational aircraft in the UK GA market.
Cirrus Vision Jet (SF50) Finance
The world's first single-engine personal jet. Vision Jet SF50 finance from specialist aviation lenders comfortable with this category-defining aircraft. Finance from £1m+.
Hire Purchase
Own the Cirrus at end of term. Fixed monthly payments. Strong Cirrus residual values make hire purchase particularly effective - the equity building with each payment is tangible.
Finance Lease
Lower monthly payments. Well suited to Cirrus owners who plan to upgrade within 5-7 years as the SR22T and Vision Jet product line evolves.
US Import Finance
Many UK Cirrus buyers source from the US market where values are often lower. Finance for a US-registered Cirrus being imported and re-registered G - including the import process, customs clearance, and CAA registration alongside the finance.
How it works
Cirrus specification
SR20, SR22, SR22T, or Vision Jet. Year, G- or N-registration, TTAF, SMOH, Cirrus Perspective avionics generation, and CAPS status. UK or US sourced.
Lender sourcing
Specialist aviation lenders familiar with the Cirrus market and its strong secondary values. Decisions within 24 hours for standard applications.
Import (if applicable)
For N-registered aircraft, we coordinate the UK customs clearance, de-registration from the FAA N-register, and G-registration - alongside the finance timeline.
Settlement
We settle with the seller or importer. CAA mortgage registered. The Cirrus is delivered.
Ready to discuss Cirrus Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Why are Cirrus SR22s so popular for aircraft finance?
Cirrus SR22s hold their value better than almost any other GA aircraft - partly due to the CAPS (Cirrus Airframe Parachute System) making them safer, and partly due to consistent demand. Specialist lenders recognise this and offer competitive advance rates.
Can I import a Cirrus from the US?
Yes - many UK buyers source Cirrus aircraft from the US market. We can arrange finance for a US-sourced N-registered Cirrus including the import process. The aircraft is re-registered G before finance completes.
What is the Vision Jet (SF50) classified as for finance purposes?
The Vision Jet is a very light jet (VLJ). It is financed through specialist aviation lenders rather than standard GA lenders - the panel narrows slightly compared to the SR22 but several UK-active specialist lenders finance the SF50.
Does the CAPS parachute affect insurance or finance?
CAPS does not typically affect the finance structure. For insurance, Cirrus hull insurance from specialist aviation insurers (Global Aerospace, Starr Aviation, Hayward) fully covers the CAPS system. Some insurers have preferred CAPS training requirements for policy validity.
What is the typical advance on a used Cirrus SR22?
Typically 75-85% of current open market value. The SR22's strong residual value means this is a well-supported application for specialist lenders. 2015+ G5 and G6 aircraft attract the strongest advance rates.
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