Experimental & Homebuilt Aircraft Finance
Finance for LAA-permit experimental and homebuilt aircraft - Van's RV series, Europa, Zenith, Kitfox, Rans, and other amateur-built designs. Specialist aviation finance for a growing and passionate community of builder-flyers.
The right structure for your aviation requirements
Van's RV Series Finance
Van's RV-6, RV-7, RV-8, RV-9, RV-10, and RV-12 - the most popular homebuilt aircraft designs in the UK. Finance for completed, flying RV aircraft with full LAA build inspection and current permit.
Europa Aircraft Finance
Europa Mono and XS - popular British homebuilt designs with a strong UK community. Finance for completed Europa aircraft with LAA permit.
Other LAA Kit Aircraft Finance
Zenith, Kitfox, Rans, Skyranger, Escapade, and other LAA-permit homebuilt types. Finance for completed, flying aircraft with documented build inspection history.
Hire Purchase
The standard structure for experimental aircraft finance. Own the aircraft at end of term. Fixed monthly payments over 5-10 years.
Used Homebuilt Finance
Finance for established LAA aircraft from reputable builders. Complete build documentation, LAA inspection records, and current permit are essential. We advise on what lenders require before approaching them.
Avionics & Upgrade Finance
Finance for avionics upgrades (Garmin G3X, Dynon, GRT) in existing homebuilt aircraft. Upgrades that materially increase the aircraft's value can sometimes be included in the finance.
How it works
Aircraft details
Type, design, year completed, LAA permit number, builder name, total hours flown, engine type and hours, and avionics specification.
Build documentation
Complete build inspection records from the LAA inspector are required. Lenders assess build quality and documentation completeness alongside the aircraft's flying condition.
Specialist lender sourcing
Homebuilt aircraft finance requires lenders comfortable with the LAA permit framework. We identify the right panel members for each specific type.
Settlement
We settle with the seller. LAA permit transfer coordinated alongside the finance.
Ready to discuss Experimental & Homebuilt Aircraft Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Can a homebuilt aircraft be financed?
Yes - completed, flying LAA-permit homebuilt aircraft can be financed by specialist aviation lenders. The key requirements are complete build documentation, LAA inspection records, and a current LAA permit to fly. Kits under construction cannot typically be financed until the aircraft is complete and permitted.
Are Van's RV aircraft good finance assets?
Van's RV aircraft are among the most respected homebuilts in the UK and internationally. Well-documented, well-built RVs from experienced builders have strong secondary market values. Specialist lenders recognise this.
Can I finance an aircraft kit during the build?
Aircraft kits under construction are very difficult to finance - the asset does not exist until the aircraft is complete and permitted. Some structured arrangements are possible for high-value complete kits, but this is specialist territory. Speak to us early.
Does the builder need to be the owner for the aircraft to be financeable?
No - a completed homebuilt can be purchased and financed by a buyer who did not build it, provided the build documentation and LAA permit are complete and current.
What is the typical advance on a well-built Van's RV?
Typically 65-75% of open market value. The niche nature of homebuilt aircraft and variable build quality means lenders are more conservative than for production aircraft.
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Before you commit to a structure
Speak to an asset finance specialist
130+ specialist lenders. 8am-8pm, Monday-Sunday.