Hodge Mortgages
Access Hodge's specialist later-life and buy-to-let mortgage products through Doulton Bridging Finance. Expert lending for retirement and property investment.
Specialist lending for life's later chapters
Hodge is a Cardiff-based specialist lender with a strong reputation in later-life mortgage lending and buy-to-let finance. They understand that borrowing needs do not stop at retirement and offer products that allow older borrowers to access mortgage finance on terms that work for their situation.
Through Doulton Bridging Finance, you can access Hodge's full product range with expert advice on which solution best fits your needs. Whether you are looking at retirement interest-only as an alternative to equity release, or seeking a competitive buy-to-let mortgage, we guide you through the options.
Hodge mortgages through Doulton
Later Life Specialist
Hodge is one of the UK's leading later-life mortgage lenders, offering products specifically designed for borrowers aged 55 and above who need flexible lending into and through retirement.
Retirement Interest-Only
Hodge's retirement interest-only mortgages allow older borrowers to maintain a mortgage with interest payments only, without a fixed end date tied to a specific age.
Buy-to-Let Products
Competitive buy-to-let mortgages for individual and limited company landlords, with criteria that accommodate a wide range of property types and borrower profiles.
Pension Income Accepted
Hodge understands retirement income and can assess applications based on pension income, investment drawdowns, and other post-retirement financial arrangements.
Equity Release Alternative
For borrowers considering equity release, Hodge's later-life products may offer a more cost-effective alternative that preserves more of your property's value for your beneficiaries.
Experienced Underwriters
Hodge's underwriting team specialises in later-life and specialist cases, with the expertise to assess complex retirement income and property situations.
How it works
Circumstances Review
We discuss your situation in detail, focusing on your retirement income, property plans, and whether Hodge's later-life or buy-to-let products suit your needs.
Product Comparison
We compare Hodge's products against alternatives including equity release to ensure you are choosing the most appropriate and cost-effective solution.
Application Preparation
We prepare your application with all necessary documentation, presenting your retirement income and financial position clearly to Hodge's specialist underwriters.
Completion
We manage the mortgage through to completion, coordinating with Hodge and your solicitor and ensuring you understand all terms before proceeding.
Discuss Hodge mortgage options
Whether you need later-life lending or a buy-to-let mortgage, let us connect you with Hodge's specialist products. Get expert advice today.