Mortgages

Clydesdale Bank Mortgages

Full range mortgage products from Clydesdale Bank. Competitive fixed rates, professional borrower products, and Scottish property expertise.

Established Scottish Bank

Scottish heritage, UK-wide lending

Clydesdale Bank has been a fixture of Scottish banking for over 180 years. Now part of Virgin Money UK, they bring established banking heritage together with modern mortgage products that compete effectively across the whole UK market.

Through Doulton, you access Clydesdale Bank's intermediary product range, which often includes rates and terms not available through their branch network. Our team ensures you get the most competitive deal from their current offerings.

180+

Years Heritage

Wide Lending

Pro

Products

Fixed

Rate Focus

Why Doulton

Clydesdale Bank through Doulton

Full Mortgage Range

Clydesdale Bank offers a comprehensive mortgage product range covering purchases, remortgages, first-time buyers, home movers, and buy-to-let investors across the UK.

Professional Borrower Products

Enhanced income multiples and preferential terms for qualified professionals, including those in medical, legal, accounting, and engineering fields.

Competitive Fixed Rates

Clydesdale Bank regularly offers competitive fixed-rate products across two, three, and five-year terms, providing rate certainty for borrowers who value payment stability.

Large Loan Capability

Clydesdale Bank handles larger mortgages with experienced underwriting for high-value properties, offering solutions for borrowers who need to borrow above standard limits.

Scottish Property Expertise

With deep roots in Scotland, Clydesdale Bank has particular expertise in Scottish property law and the Scottish housing market, though they lend across the whole UK.

Intermediary Support

A dedicated intermediary team provides fast, responsive support to brokers, ensuring applications are processed efficiently with clear communication throughout.

The Process

How it works

Requirements Analysis

We review your mortgage needs and compare Clydesdale Bank's current products against the wider market to confirm they offer the best option for you.

Product Selection

We select the most suitable Clydesdale Bank product based on your deposit, income, property type, and preferences for rate type and term length.

Application Processing

We submit your application through Clydesdale Bank's intermediary channel and manage all documentation requirements through to mortgage offer.

Completion Coordination

We work with Clydesdale Bank and your solicitor to coordinate completion, ensuring everything is ready for your target moving date.

Get a Clydesdale Bank mortgage quote

Let us compare Clydesdale Bank's current rates against the full market to find the most competitive mortgage for your needs.

Get a Quote Compare Rates

FAQs

Frequently asked questions

Can I get a Clydesdale Bank mortgage through Doulton?

Yes. We hold broker agencies with Clydesdale Bank where available and can access their intermediary product range. Where Clydesdale Bank is not the right fit, we will benchmark their offer against every other lender on our panel and recommend the most cost-effective overall deal.

Why apply to Clydesdale Bank via a broker rather than direct?

Most UK mortgage lenders reserve a portion of their range - often including their sharpest rates - for intermediary-introduced business. Going through a broker also means you are not locked to one lender's criteria: if Clydesdale Bank cannot take your case, we can place it elsewhere without a declined application showing on your credit file.

What LTV and loan size does Clydesdale Bank offer?

Clydesdale Bank's maximum LTV and loan size vary by product and property type. We check current criteria at the point of enquiry - residential, buy-to-let, high-value and specialist ranges each have their own limits. Tell us your requirement and we will come back with exactly what Clydesdale Bank can support today.

What if my application is complex - non-standard income, expat status, adverse credit?

Mainstream high-street lenders are rarely the right home for complex applications. We work with specialist, private and challenger banks alongside the names you will recognise, which means we can often place cases that would be rejected by a direct approach.

How long does a mortgage application take?

Typical timelines are 2-4 weeks from application to offer for straightforward cases, and 4-8 weeks for cases needing valuation, specialist underwriting or complex income review. Exchange and completion after that is driven by your conveyancer's pace.

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