Scottish Widows Mortgages
Broker-exclusive mortgage products from Lloyds Banking Group. Competitive fixed rates, high LTV options, and offset mortgages available only through intermediaries.
Exclusive rates through your broker
Scottish Widows has a long heritage in UK financial services, and their mortgage division operates exclusively through the broker channel. This means their products are designed specifically for intermediary distribution, with rates and features that you will not find on any high street or direct lender comparison site.
Through Doulton Bridging Finance, you gain access to Scottish Widows' full broker-exclusive range. Backed by the scale of Lloyds Banking Group, their products combine competitive pricing with reliable service levels, making them a strong choice for straightforward residential purchases and remortgages.
Benefits of Scottish Widows mortgages
Lloyds Banking Group Backed
Scottish Widows is part of Lloyds Banking Group, one of the UK's largest financial institutions, bringing significant lending capacity and financial stability to their mortgage products.
Broker-Exclusive Products
Scottish Widows mortgages are available exclusively through brokers, meaning their rates and products are not available on the high street or direct to consumers.
Competitive Fixed Rates
Scottish Widows frequently leads the market on fixed rate pricing, particularly at lower LTV bands, offering rates that rival or beat their parent company's direct products.
Streamlined Underwriting
Benefiting from Lloyds Group's established underwriting infrastructure, Scottish Widows offers efficient processing times and clear criteria for straightforward applications.
High LTV Options
Products available up to 95% LTV, providing options for buyers with smaller deposits who want to access competitive rates from a well-established lender.
Offset Mortgage Available
Scottish Widows offers offset mortgage products that link your savings to your mortgage, reducing the interest you pay while keeping your savings accessible.
How it works
Review Your Requirements
We assess your property purchase or remortgage needs and determine whether Scottish Widows' broker-exclusive range offers the best value for your situation.
Rate Comparison
We compare Scottish Widows' current products against the full market, including their Lloyds Group stablemates, to identify the most competitive option.
Application Management
We handle the entire application process with Scottish Widows, ensuring documentation is complete and communicating with their underwriting team throughout.
Completion
We work with Scottish Widows and your solicitor to bring your mortgage to completion, managing the final stages with care and attention to detail.
Access Scottish Widows broker-exclusive rates
Scottish Widows mortgages are only available through brokers like us. Get access to their exclusive rates and expert application support.