Trailer Finance

Close Brothers Trailer Finance Rates

Close Brothers trailer finance from 4.5% APR. All types - curtainsiders, flatbeds, fridge trailers, low-loaders. Standalone trailer finance available.

Rates updated

Close Brothers is a well-established specialist in the UK trailer finance market. As an independent broker, Doulton Bridging Finance works directly with Close to present trailer finance applications in the strongest possible light and secure the most competitive available terms.

Close Brothers Trailer Finance - Rate Guide

Trailer TypeAPR RangeTermNotes
Curtainsider (e.g. Schmitz S.CS)4.5–10%2–7 yearsNew and used
Flatbed / step-frame trailer5–11%2–7 yearsStandalone accepted
Fridge / refrigerated trailer5–12%3–7 yearsThermo King / Carrier included
Low-loader / step-frame low-loader5.5–12%3–7 yearsSpecialist valuation
Box / dry van trailer4.5–10%2–7 yearsKrone, Schmitz S.KO
Used trailer (up to 10 years)6–12%2–5 yearsResidual value assessed

Indicative rates. October 2026.

Strengths

  • Finances trailer standalone - no tractor unit required
  • Covers all major trailer types including low-loaders
  • Strong appetite for curtainsiders, flatbeds and fridge trailers
  • Accepts Schmitz, Krone, Kögel, Wielton and Chereau
  • Competitive rates from 4.5% for prime credits
  • Considers assets up to 10 years old

Limitations

  • Minimum facility typically £5,000
  • Rates rise on assets over 7 years old
  • Low-loaders may require specialist valuation
  • Full financial information required for larger facilities
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FAQs

Frequently asked questions

Will Close Brothers finance a trailer without a tractor unit?

Yes. Close Brothers will finance a trailer on a standalone basis without requiring the tractor unit to be financed in the same facility. This is a key advantage over some lenders who require a bundled arrangement.

What trailer brands does Close Brothers accept?

Close Brothers is comfortable with all major European trailer brands including Schmitz Cargobull, Krone, Kögel, Wielton, Montracon, SDC, and Chereau. Brand is not a significant factor in their credit decision.

Does Close Brothers finance low-loaders?

Yes, though low-loaders and step-frame low-loaders may require a specialist valuation due to the bespoke nature of some configurations and the niche secondary market. Close Brothers has experience with these asset types.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, vehicle and deposit. We act as a credit broker, not a lender. Your vehicle may be repossessed if you do not keep up repayments.

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