Lombard (NatWest) is a well-established specialist in the UK trailer finance market. As an independent broker, Doulton Bridging Finance works directly with Lombard to present trailer finance applications in the strongest possible light and secure the most competitive available terms.
Lombard (NatWest) Trailer Finance - Rate Guide
| Trailer Type | APR Range | Term | Notes |
|---|---|---|---|
| New curtainsider (fleet) | 4–8% | 2–7 years | Min £25k, established business |
| New flatbed / low-loader | 4.5–9% | 2–7 years | Quality operator focus |
| New fridge trailer | 4.5–9.5% | 3–7 years | Cold chain fleet |
| Used trailer (quality, under 7 years) | 5.5–11.5% | 2–5 years | Strong financials required |
Indicative rates. October 2026.
Strengths
- Lowest indicative rates in the market from 4%
- Dedicated fleet finance team for large trailer portfolios
- Strong appetite for quality operators with 3+ years accounts
- Covers all major trailer types
- Will consider sale-and-leaseback on existing trailer fleets
Limitations
- Minimum facility £25,000 - not suited to single small trailer
- Prime credit required - adverse credit not considered
- Extensive documentation expected (3 years accounts minimum)
- Slower on complex structures