Schmitz Cargobull is Europe's largest trailer manufacturer and operates its own captive finance arm, Schmitz Cargobull Finance (SCF). If you're buying a new Schmitz trailer from a Schmitz dealer, SCF is worth considering. But for the significant portion of the market buying used Schmitz trailers, other brands, or trailers from non-Schmitz dealers, a specialist broker will give you access to a wider and often more competitive range of options.
Schmitz Cargobull Finance (SCF) - Overview
| Product | SCF Rate | Coverage | Condition |
|---|---|---|---|
| New S.CS curtainsider | Competitive - varies | New from Schmitz dealer | New from Schmitz dealer only |
| New S.KO box trailer | Competitive - varies | New from Schmitz dealer | New from Schmitz dealer only |
| New S.CF fridge trailer | Competitive - varies | New cold chain trailer | New from Schmitz dealer only |
When SCF Wins
- Buying a brand new Schmitz trailer from an authorised Schmitz dealer
- A promotional SCF rate or fleet deal is available
- You have a strong credit profile with no adverse events
- You want manufacturer-integrated documentation and service
When a Broker Wins
- Buying a used Schmitz trailer (SCF covers new from dealer only)
- Buying a Krone, Kögel, Wielton, Montracon or SDC trailer
- Buying from an independent trailer dealer
- You have any adverse credit
- You want to bundle trailer with a non-Schmitz tractor unit
- You want to compare multiple lender rates and terms
Used Schmitz Trailers - Broker Is the Route
The Schmitz used market is extensive - S.CS curtainsiders hold value well and there is a strong secondary market. SCF does not finance used Schmitz trailers from independent dealers. A broker can approach specialist lenders including Close Brothers, Aldermore, and Shawbrook who will consider used Schmitz trailers of various ages and condition levels.