Portfolio Refinance - 22 BTL Properties Streamlined
£6.4m portfolio mortgage · 22 BTL properties consolidated onto a single facility · blended rate reduced by 0.62%.
The Client
Portfolio landlord with 22 BTL properties across four lenders
The Challenge
A landlord with 22 buy-to-let properties spread across four lenders wanted to consolidate onto a single facility to simplify management and improve cash flow. Multiple maturity dates and inconsistent rates were creating operational friction.
Our Solution
Doulton arranged a £6.4m portfolio mortgage with a specialist portfolio lender. All 22 properties were refinanced onto a single facility with a single quarterly statement, single maturity date, and a blended rate 0.62% lower than the previous weighted average.
The Outcome
All 22 properties successfully refinanced onto the new facility. Monthly operational time spent on portfolio finance management dropped from approximately 10 hours to under 2. Annual interest saving approximately £40,000 across the portfolio. Key highlights: 22 properties consolidated to single facility; Blended rate down 0.62%; ~£40k annual interest saving + operational time reduction.