Commercial Aviation Finance

ATR 42 / ATR 72 Finance for UK Operators

Commercial HP, finance lease and operating lease for ATR turboprop operators in the UK. Whole-of-market access via Doulton Bridging Finance.

About the ATR turboprop in Commercial Operations

The ATR 42 and ATR 72 are the backbone of European regional aviation, connecting smaller airports and island communities that cannot support jet services. In the UK, ATR aircraft are operated on routes to Scottish islands, the Channel Islands and regional UK airports, as well as being placed on ACMI wet-lease to carriers across Europe and beyond.

Commercial Operations Context

UK operators deploy ATR aircraft on a variety of commercial models: scheduled regional services under Part-121, ACMI wet-lease to other carriers, charter operations and occasionally cargo conversion. The ATR 72-600 is the current production standard and commands strong residual values; older variants can still be financed but require more detailed asset assessment.

Finance Overview

Finance Types Available

  • Hire Purchase (HP)
  • Finance Lease
  • Operating Lease
  • Sale and Leaseback

Typical Market Price

£2m–£12m depending on variant and age. Values vary significantly by variant, age, total time, maintenance status and avionics fit.

Typical Deposit

30% for established AOC holders with good covenants. New operators or unusual variants may require more.

Finance Term

Up to 10 years. Longer terms available for newer variants with strong residual values.

Worked Example - ATR turboprop Finance

ParameterExample
Aircraft purchase price£5,000,000
Deposit (30%)£1,500,000
Finance amount£3,500,000
Indicative rate6.2% p.a.
Term10 years (120 months)
Indicative monthly payment£39,209 (approx.)

Example is illustrative only. Your rate and terms will depend on operator profile, aircraft condition and lender assessment.

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FAQs

Frequently asked questions

What is the typical deposit required for an ATR 72?

Most lenders require 25–35% for an ATR aircraft, reflecting the larger ticket size. Operators with strong covenants, wet-lease revenue contracts and clean credit profiles may achieve lower deposits through specialist aviation lenders such as Investec.

Can I finance an ATR on behalf of an SPV or holding company?

Yes. SPV structures are common for aircraft of this value. Lenders experienced in commercial aviation - Barclays, Investec and HSBC in particular - are comfortable with operator/lessor SPV arrangements provided the AOC holder is clearly identified.

Are there age restrictions on ATR finance?

Most lenders prefer ATR aircraft to be no older than 20 years at end of term. Older variants can be financed but typically require a higher deposit and shorter term. The ATR 72-600 introduced in 2009 is the easiest to finance.

Can I get PDP finance for a new ATR order?

Yes. Pre-delivery payment finance is available for new ATR orders. We work with lenders experienced in ATR manufacturer PDP schedules who can bridge stage payments during the build period, with the main facility completing on delivery.

Is ACMI revenue considered by lenders when assessing an ATR facility?

Yes. Confirmed ACMI wet-lease contracts with creditworthy lessees are a positive factor in lender assessment. Long-term contracted revenue significantly strengthens your covenant from a lender's perspective.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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