Commercial Aviation Finance

Pilatus PC-12 Commercial Operations Finance UK

Commercial HP, finance lease and operating lease for Pilatus PC-12 operators in the UK. Whole-of-market access via Doulton Bridging Finance.

About the Pilatus PC-12 in Commercial Operations

The Pilatus PC-12 is arguably the most capable single-engine turboprop in commercial service. Its unpressurised-beating pressurised cabin, PT6A power, large cargo door and STOL performance from short strips make it a uniquely flexible commercial platform. In the UK, PC-12s are operated commercially for charter, medevac, remote-area services, aerial survey and specialist cargo. The type's strong residual values and global support network make it a lender favourite.

Commercial Operations Context

UK commercial operators find the PC-12 particularly useful for missions that combine passenger and cargo in a single sortie - a capability no other single-engine aircraft matches. The NG and NGX variants with advanced avionics and enhanced performance are increasingly common on UK AOCs and are the easiest to finance due to their strong residual values and active global demand.

Finance Overview

Finance Types Available

  • Hire Purchase (HP)
  • Finance Lease
  • Operating Lease
  • Sale and Leaseback

Typical Market Price

£1.5m–£4m depending on variant and hours. Values vary significantly by variant, age, total time, maintenance status and avionics fit.

Typical Deposit

25% for established AOC holders with good covenants. New operators or unusual variants may require more.

Finance Term

Up to 7 years. Longer terms available for newer variants with strong residual values.

Worked Example - Pilatus PC-12 Finance

ParameterExample
Aircraft purchase price£2,500,000
Deposit (25%)£625,000
Finance amount£1,875,000
Indicative rate6.3% p.a.
Term7 years (84 months)
Indicative monthly payment£27,661 (approx.)

Example is illustrative only. Your rate and terms will depend on operator profile, aircraft condition and lender assessment.

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FAQs

Frequently asked questions

Why does the PC-12 hold its value so well?

The PC-12's strong residual values reflect its global demand across a uniquely wide range of commercial applications - charter, medevac, cargo, survey, government and military training. The single PT6A engine is exceptionally reliable and well-supported worldwide. Pilatus' controlled production limits supply.

Is the PC-12 NGX the easiest variant to finance?

Yes. The NGX with its Pratt & Whitney PT6E-67XP and Garmin G1000 NXi suite commands the highest values and strongest lender appetite. NG variants are also readily financed. Older Legacy PC-12 and PC-12/45 variants can be financed but require more detailed valuation assessment.

Can I finance a PC-12 for remote-area operations in the UK?

Yes. Remote-area and island services under a UK AOC are a recognised commercial use. The PC-12's STOL capability from short, unprepared strips makes it ideal for Scottish island and coastal operations. We have experience placing finance for remote-area commercial operators.

What deposit is typically required for a commercial PC-12?

20–25% is achievable for established operators with strong commercial profiles. New operators or those with shorter trading histories may need 30–35%. The PC-12's strong residuals provide lenders with good asset security, which supports lower deposit requirements.

Is PC-12 medevac equipment included in the financed value?

Medical fit-outs are assessed individually. Factory-installed or approved medevac configurations may be included in the financed value. Field-installed or removable medical equipment is typically excluded from the asset value calculation.

Asset finance for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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