Van Model Finance

Ford Transit Courier Finance

Ford Transit Courier hire purchase and finance lease. Independent broker. Indicative terms in 24 hours. No obligation.

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Doulton Money Limited · FCA No. 814533 · No obligation enquiry

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The Ford Transit Courier is the compact workhorse of the Ford Transit family - ideal for couriers, sole traders, and businesses that need a small, economical van for urban deliveries or light trade use. Available as a panel van or crew van, it's one of the UK's most popular small commercial vehicles. Doulton Bridging Finance arranges hire purchase, finance lease and contract hire for the Transit Courier from multiple lenders.

Van overview

  • Typical new price: £20,000 – £27,000
  • Typical used price: £8,000 – £16,000
  • Payload / GVW: ~660 kg
  • Common configurations: Panel van, crew van; petrol and diesel engines

Indicative Finance Rates

Finance TypeNew Van RateUsed Van RateTypical Term
Hire Purchase (HP)7.9% – 14.9% APR9.9% – 19.9% APR24–84 months
Finance Lease6.5% – 12.9% APR8.5% – 16.9% APR24–60 months
Contract HireEquiv. 7% – 13%Not typically available24–60 months

Rates indicative only. Subject to credit assessment, trading history, asset type and lender criteria. Doulton Money Limited FCA No. 814533. Not all commercial vehicle finance products are regulated. Rates correct November 2026.

Worked Example

£18,000 (used Transit Courier) - Hire Purchase over 48 months

  • Asset value: £18,000 (used Transit Courier)
  • Deposit: 10%
  • Amount financed: £16,200 (after 10% deposit)
  • Monthly payment (indicative): £410/month
  • Total amount payable (indicative): £21,480

Example for illustration only. Actual rate subject to credit assessment and lender criteria.

FAQs

Frequently asked questions

Can I finance a used Ford Transit Courier?

Yes. We work with lenders who fund used Transit Couriers. The van should ideally be under 10 years old and under 150,000 miles at the start of the agreement.

What finance options are available for the Transit Courier?

Hire purchase (you own the van at the end), finance lease (VAT-efficient for VAT-registered businesses), and contract hire (fixed monthly rental, hand back at end).

Can a sole trader get Transit Courier finance?

Yes. Sole traders are a large part of the Transit Courier market. We work with lenders who accept SA302s and bank statements as income evidence.

What is the typical monthly payment for a Transit Courier on HP?

On a 2024 Transit Courier valued at £22,000 on HP over 48 months at 9.9% APR with a 10% deposit, the monthly payment is approximately £494. Actual rate subject to credit assessment.

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Finance subject to status and credit assessment.

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