Van Model Finance

Ford Transit Custom Finance

Ford Transit Custom hire purchase and finance lease. UK's best-selling van. Independent broker. Compare terms from multiple lenders. No obligation.

Independent brokerWhole of marketNo obligation

Get Indicative Terms

Get indicative terms - free, no obligation

Doulton Money Limited · FCA No. 814533 · No obligation enquiry

What happens next

  1. Fill in the form. It takes about 2 minutes.
  2. We'll email you back with any additional questions, then match you with the right specialist for your situation.
  3. A specialist independent broker will contact you to discuss your situation and present options.

The Ford Transit Custom is the UK's best-selling commercial van - by a considerable margin. With nearly 29,000 registrations in the first half of 2026 alone, it's the backbone of UK trade and construction. If you're buying a Transit Custom and want to finance it, Doulton Bridging Finance compares hire purchase and finance lease deals from multiple lenders to find you the most competitive terms available.

Van overview

  • Typical new price: £30,000 – £42,000
  • Typical used price: £14,000 – £28,000
  • Payload / GVW: Up to 1,400 kg
  • Common configurations: SWB/LWB, low/high roof, panel van, kombi, crew van, PHEV, E-Transit Custom electric

Indicative Finance Rates

Finance TypeNew Van RateUsed Van RateTypical Term
Hire Purchase (HP)7.9% – 14.9% APR9.9% – 19.9% APR24–84 months
Finance Lease6.5% – 12.9% APR8.5% – 16.9% APR24–60 months
Contract HireEquiv. 7% – 13%Not typically available24–60 months

Rates indicative only. Subject to credit assessment, trading history, asset type and lender criteria. Doulton Money Limited FCA No. 814533. Not all commercial vehicle finance products are regulated. Rates correct November 2026.

Worked Example

£32,000 (2024 Transit Custom L2) - Hire Purchase over 60 months

  • Asset value: £32,000 (2024 Transit Custom L2)
  • Deposit: 10%
  • Amount financed: £28,800 (after 10% deposit)
  • Monthly payment (indicative): £612/month
  • Total amount payable (indicative): £40,120

Example for illustration only. Actual rate subject to credit assessment and lender criteria.

FAQs

Frequently asked questions

Can I finance a used Ford Transit Custom?

Yes. The used Transit Custom market is huge and we work with lenders who actively fund second-hand Transit Customs. We typically need the van to be under 10 years old and under 150,000 miles at the start of the finance.

Is Ford's own finance (Ford Options) competitive?

Ford's own finance products are worth comparing, but as an independent broker we compare multiple lenders and regularly find better rates or terms for our clients - particularly for self-employed buyers or those with imperfect credit.

Can I finance the E-Transit Custom electric van?

Yes. Electric van finance is available. The E-Transit Custom's higher purchase price makes broker comparison particularly valuable - the difference between a good and poor rate is more significant on a higher-value vehicle.

What is the payload of the Ford Transit Custom?

Payload depends on the specific configuration. The Transit Custom L2 panel van offers payloads up to around 1,400 kg depending on engine and equipment level. Always check the specific van's plated payload.

Can I get a Transit Custom on HP with no deposit?

Some lenders offer 100% LTV on Transit Custom HP - no deposit required. We'll advise whether this is available for your situation and what impact it has on the monthly payment.

Doulton Money Limited t/a Doulton Bridging Finance. FCA No. 814533. Company No. 14303203. 20 Wenlock Road, London N1 7GU. Commercial vehicle finance is not regulated by the FCA. Finance subject to status and credit assessment.

Free · No obligation · Takes 2 minutes

Ready to see what you could be offered?

Tell us about your requirements and we will come back with indicative terms from our panel of 130+ lenders.