Bridging Finance

Hana Capital Bridging Loans

Access Hana Capital's property-focused bridging through Doulton. Flexible underwriting, fast decisions, and tailored solutions for property investors and landlords.

Property-Focused Lender

Hana Capital bridging loans through Doulton

Hana Capital is a property-focused bridging lender that serves investors, landlords, and property professionals across the UK. Their flexible underwriting approach and fast decision-making make them a reliable partner for borrowers who need responsive, straightforward bridging finance tailored to their property goals.

As an experienced bridging finance broker, Doulton has a direct relationship with Hana Capital's underwriting team. We search across 130+ lenders including Hana Capital to find your best deal, ensuring you get the most competitive terms available for your specific circumstances.

Key Features

What Hana Capital offers

Property Investor Focus

Hana Capital understands the needs of property investors. Whether you are acquiring a single buy-to-let or building a portfolio, their team structures bridging finance that aligns with your investment strategy.

Flexible Underwriting

Hana Capital takes a flexible view on underwriting, considering the full picture of each deal rather than applying rigid criteria. This makes them a good fit for borrowers with non-standard income or complex backgrounds.

Fast Decision Turnaround

With decision-makers directly involved in each case, Hana Capital delivers fast indicative terms and formal offers. Their efficient process means deals progress without the delays that larger institutions often introduce.

Residential and Buy-to-Let

Hana Capital has particular strength in residential and buy-to-let bridging. They understand rental yields, tenant considerations, and the refinance exit routes that landlords typically rely on.

Chain Break Solutions

For borrowers caught in property chain complications, Hana Capital can provide fast chain break finance. Their rapid turnaround helps secure purchases that might otherwise fall through due to timing issues.

Transparent Cost Breakdown

Hana Capital provides a clear breakdown of all costs upfront. Borrowers know the total cost of the facility before committing, with no hidden fees or unexpected charges appearing at completion.

Why Use a Broker

The advantage of going through Doulton

While Hana Capital is an excellent lender, they are just one option in a market of over 130 specialist bridging providers. By working with Doulton, you gain access to the entire market - not just a single lender's products. We compare Hana Capital's terms against every other lender to make sure you are getting the best deal.

Our established relationship with Hana Capital means we can often negotiate better terms than you would receive going direct. We understand their criteria inside out, which means fewer delays, fewer declines, and faster completions. If Hana Capital is not the right fit, we will tell you - and place your case with a lender that is.

Get a Quote

Looking for a Hana Capital bridging loan?

We search across 130+ lenders including Hana Capital to find your best deal. Get an indicative quote within hours.

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FAQs

Frequently asked questions

Can I apply to Hana Capital directly or do I need a broker?

Most specialist bridging lenders including Hana Capital prefer intermediated business and either do not accept direct applications or reserve their best pricing for broker-introduced cases. Going through a whole-of-market broker like Doulton means your application is placed on the right desk, structured the way the underwriter wants to see it, and benchmarked against 130+ alternative lenders before you commit.

How does Hana Capital compare with other bridging lenders?

No single lender is the cheapest or fastest on every case. Hana Capital may offer market-leading rates on one property type and be uncompetitive on another. We look at your specific scenario - property, LTV, exit strategy and timeframe - and identify which of the 130+ lenders on our panel will give you the best overall deal.

How fast can Hana Capital complete a bridging loan?

Straightforward bridging cases can complete in 5 to 10 working days. More complex scenarios - unusual security, cross-collateralisation, multiple owners - typically take 2 to 3 weeks. Speed is driven by valuation and legal turnaround more than underwriting, so coming in with clean paperwork makes the biggest difference.

What rates do specialist bridging lenders charge?

Rates currently range from around 0.49% per month for prime residential first-charge deals at lower LTVs, through to 1.25%+ for heavy refurbishment, complex commercial, or higher-LTV transactions. Arrangement fees are usually 1-2% and most lenders will accept retained, rolled-up or serviced interest.

Does using a broker cost more than going direct?

No. Broker fees are typically disclosed upfront and competitive deals often only become available via intermediaries. Lenders price in the underwriting and packaging work a good broker does, so you usually end up with a lower all-in cost than going to the lender's direct-to-consumer desk.

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Explore related pages

Other Doulton specialisms and lenders that commonly fit alongside this one. We always compare the full 130+ lender panel before recommending a deal.

Hana Capital Bridging Loans