Penrith Building Society Mortgages
Personal mortgage lending from Cumbria's trusted building society. Rural property expertise, flexible criteria, and individual assessment for every borrower.
Community lending from the heart of Cumbria
Penrith Building Society is one of the UK's smaller building societies, but their size is their strength. Since 1877, they have provided mortgage lending with a level of personal attention and flexibility that larger organisations simply cannot replicate.
Through Doulton Bridging Finance, you can access Penrith Building Society's mortgage products with expert broker support. Their willingness to lend on rural properties, consider non-standard income, and assess each case individually makes them a valuable option for borrowers who need a more personal approach to lending.
Why choose Penrith Building Society
Cumbria's Building Society
Penrith Building Society has been rooted in the Cumbria community since 1877, providing personal mortgage lending with a deep understanding of local property markets.
Rural Property Expertise
Comfortable lending on rural and semi-rural properties including those with land, unusual construction types, and locations that larger lenders may consider too remote.
Personal Decision Making
Every application is reviewed individually by their team. There are no automated declines - your case is assessed on its own merits by people who understand lending.
Self-Employed Borrowers
A common-sense approach to self-employed income that looks at the true picture of your earnings rather than applying rigid rules about years of accounts or income types.
Older Borrowers Welcome
Penrith does not impose arbitrary age limits and can lend into retirement, considering pension income and other sources of funding in their affordability assessment.
Competitive Local Rates
As a small mutual lender, Penrith offers competitive rates without the overhead costs of a national branch network, passing savings directly to borrowers.
How it works
Discuss Your Needs
We talk through your property plans and financial circumstances to determine whether Penrith Building Society is the right lender for your mortgage.
Rate Check
We compare Penrith's current products against other lenders to confirm you are getting a competitive deal that suits your borrowing requirements.
Application Support
We prepare and submit your application to Penrith, working with their team to ensure everything is in order and any questions are answered promptly.
Smooth Completion
We coordinate between Penrith and your solicitor to bring your mortgage to completion efficiently, keeping you informed at every stage.
Explore Penrith Building Society mortgages
Discover the benefits of a community building society mortgage. Get personal advice and competitive rates from a lender that listens.