Tandem Bank Mortgages
Green mortgages rewarding energy-efficient homes with better rates. Eco cashback, EPC-linked pricing, and retrofit financing from the UK's green banking pioneer.
Mortgages that reward efficiency
Tandem Bank has positioned itself as the UK's leading green bank, offering mortgage products that directly reward energy-efficient homes with better rates. Their approach recognises that properties with higher EPC ratings cost less to run and represent lower long-term risk for lenders.
Through Doulton Bridging Finance, we help you access Tandem's innovative green mortgage range. Whether your property already has strong energy credentials or you plan to make green improvements, we can structure your mortgage to maximise the financial benefits of energy efficiency.
Green mortgage expertise
Green Mortgage Products
Tandem's signature green mortgages reward energy-efficient homes with preferential rates, making it financially beneficial to buy or improve a property with a strong EPC rating.
Eco Cashback
Access cashback specifically for making green home improvements such as insulation, heat pumps, and solar panels, helping you reduce energy bills while lowering your mortgage costs.
EPC-Linked Rates
Better energy performance ratings can unlock lower interest rates with Tandem, creating a direct financial incentive to invest in your property's energy efficiency.
Competitive Standard Rates
Beyond their green products, Tandem offers competitive standard mortgage rates across a range of fixed-term products for residential purchases and remortgages.
Digital-First Process
A modern, technology-driven application process that is efficient and transparent, with clear progress tracking and minimal paperwork compared to traditional lenders.
Retrofit Financing
Additional borrowing options for retrofitting your home with energy-saving improvements, bundled into your mortgage to spread the cost over a longer term.
How it works
Green Assessment
We review your property's energy efficiency alongside your financial circumstances to identify whether Tandem's green mortgage products could benefit you.
Rate Comparison
We compare Tandem's green and standard mortgage products against the wider market to ensure you are getting the best deal for your specific situation.
Application Support
We guide you through Tandem's application process, helping with EPC documentation and ensuring your application highlights any green property features.
Completion
We manage your mortgage through to completion, including coordinating any eco cashback claims or green improvement financing that forms part of your deal.
Explore Tandem Bank green mortgages
Find out how your property's energy efficiency could unlock better mortgage rates. Get expert advice on Tandem's green products today.