Mortgages

Landbay Mortgages

Technology-driven buy-to-let lending with competitive rates and fast processing. Portfolio landlords, limited companies, and HMO properties all welcome.

Technology-Driven BTL Lender

Modern lending for property investors

Landbay is a specialist buy-to-let lender that uses technology to deliver a faster, more efficient mortgage experience. Founded with the goal of modernising property finance, they combine competitive pricing with streamlined digital processes.

Through Doulton Bridging Finance, landlords can access Landbay's full product range with expert broker support. We ensure your application is optimally structured and presented, taking advantage of Landbay's efficient processing to move quickly from application to completion.

BTL

Specialist Focus

Digital

Platform

Fast

Processing

Ltd Co

Available

Why Doulton

Expert access to Landbay lending

Technology-Driven Lending

Landbay combines specialist buy-to-let expertise with modern technology to deliver faster decisions, streamlined applications, and a more efficient mortgage process from start to finish.

Competitive BTL Rates

As a focused buy-to-let specialist, Landbay consistently offers competitive rates across their product range, helping landlords maximise returns on their investment properties.

Portfolio Landlord Products

Landbay welcomes portfolio landlords and offers a straightforward assessment process that avoids the excessive documentation requirements seen with many high street lenders.

Limited Company Lending

SPV and limited company buy-to-let mortgages are available with competitive pricing, supporting landlords who prefer the tax advantages of corporate ownership structures.

Fast Processing Times

Landbay's technology platform enables rapid application processing and quick underwriting decisions, helping landlords move quickly when they find the right investment opportunity.

HMO and Multi-Let

Products are available for houses in multiple occupation and properties with multiple tenancy agreements, giving landlords access to higher-yielding property strategies.

The Process

How it works

Investment Review

We discuss your investment property plans, existing portfolio, and borrowing requirements to identify the most suitable Landbay product for your needs.

Rate Comparison

We compare Landbay's rates and terms against our full lender panel to confirm they offer the best deal for your specific circumstances and property type.

Digital Application

We submit your application through Landbay's streamlined digital platform, ensuring all documentation is complete for the fastest possible processing time.

Completion

We manage the process through to completion, coordinating between Landbay, the valuer, and your solicitor to keep your investment timeline on track.

Explore Landbay buy-to-let rates

Get competitive buy-to-let rates with fast, technology-driven processing. Our team will find the best Landbay product for your investment.

Get a Quote Compare Rates

FAQs

Frequently asked questions

Can I get a Landbay mortgage through Doulton?

Yes. We hold broker agencies with Landbay where available and can access their intermediary product range. Where Landbay is not the right fit, we will benchmark their offer against every other lender on our panel and recommend the most cost-effective overall deal.

Why apply to Landbay via a broker rather than direct?

Most UK mortgage lenders reserve a portion of their range - often including their sharpest rates - for intermediary-introduced business. Going through a broker also means you are not locked to one lender's criteria: if Landbay cannot take your case, we can place it elsewhere without a declined application showing on your credit file.

What LTV and loan size does Landbay offer?

Landbay's maximum LTV and loan size vary by product and property type. We check current criteria at the point of enquiry - residential, buy-to-let, high-value and specialist ranges each have their own limits. Tell us your requirement and we will come back with exactly what Landbay can support today.

What if my application is complex - non-standard income, expat status, adverse credit?

Mainstream high-street lenders are rarely the right home for complex applications. We work with specialist, private and challenger banks alongside the names you will recognise, which means we can often place cases that would be rejected by a direct approach.

How long does a mortgage application take?

Typical timelines are 2-4 weeks from application to offer for straightforward cases, and 4-8 weeks for cases needing valuation, specialist underwriting or complex income review. Exchange and completion after that is driven by your conveyancer's pace.

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