Bridging Finance

TAB Bridging Loans

Access TAB's auction and bridging finance through Doulton. Rapid completions in as little as 3 days, up to 75% LTV, and specialist support for time-critical property purchases.

Auction and Bridging Specialist

TAB bridging loans through Doulton

TAB has built a strong reputation as a specialist in auction finance and time-critical bridging. When you buy at auction, you typically have 28 days to complete, and failure to do so means losing your deposit. TAB understands this pressure and has structured their entire lending operation around delivering fast, reliable completions for borrowers who cannot afford delays.

As an experienced bridging finance broker, Doulton has a direct relationship with TAB's underwriting team. We search across 130+ lenders including TAB to find your best deal, ensuring you get the most competitive terms available for your specific circumstances.

Key Features

What TAB offers

Auction Finance Expertise

TAB specialises in funding auction purchases where the 28-day completion deadline is non-negotiable. Their processes are built for speed, with the ability to complete within the auction timeframe on a regular basis.

Rapid Completion Capability

TAB can complete bridging loans in as little as 3 working days for urgent cases. Their in-house legal and valuation panels are geared for fast turnaround, removing the bottlenecks that slow other lenders down.

Up to 75% LTV

TAB offers competitive loan-to-value ratios of up to 75% on first charge bridging loans. This gives borrowers strong leverage for acquisitions while keeping the deal within sensible risk parameters.

Diverse Property Types

TAB lends against residential, commercial, semi-commercial, and mixed-use properties. Unusual assets that prove challenging for mainstream lenders are considered on their individual merits and potential.

No Exit Fee Options

TAB offers bridging products with no exit fees, meaning borrowers can repay without incurring additional charges at redemption. This keeps the total cost of borrowing transparent and predictable.

Experienced Deal Team

TAB's team combines property expertise with lending knowledge. They understand the pressures of auction deadlines and time-sensitive transactions, and they structure their service accordingly.

Why Use a Broker

The advantage of going through Doulton

While TAB is a leading auction finance specialist, they are just one option in a market of over 130 bridging providers. By working with Doulton, you gain access to the entire market - not just a single lender's products. We compare TAB's terms against every other lender to make sure you are getting the best deal.

Our established relationship with TAB means we can often negotiate better terms than you would receive going direct. We understand their criteria inside out, which means fewer delays, fewer declines, and faster completions. If TAB is not the right fit, we will tell you - and place your case with a lender that is.

Looking for a TAB bridging loan?

We search across 130+ lenders including TAB to find your best deal. Get an indicative quote within hours.

FAQs

Frequently asked questions

Can I apply to TAB directly or do I need a broker?

Most specialist bridging lenders including TAB prefer intermediated business and either do not accept direct applications or reserve their best pricing for broker-introduced cases. Going through a whole-of-market broker like Doulton means your application is placed on the right desk, structured the way the underwriter wants to see it, and benchmarked against 130+ alternative lenders before you commit.

How does TAB compare with other bridging lenders?

No single lender is the cheapest or fastest on every case. TAB may offer market-leading rates on one property type and be uncompetitive on another. We look at your specific scenario - property, LTV, exit strategy and timeframe - and identify which of the 130+ lenders on our panel will give you the best overall deal.

How fast can TAB complete a bridging loan?

Straightforward bridging cases can complete in 5 to 10 working days. More complex scenarios - unusual security, cross-collateralisation, multiple owners - typically take 2 to 3 weeks. Speed is driven by valuation and legal turnaround more than underwriting, so coming in with clean paperwork makes the biggest difference.

What rates do specialist bridging lenders charge?

Rates currently range from around 0.49% per month for prime residential first-charge deals at lower LTVs, through to 1.25%+ for heavy refurbishment, complex commercial, or higher-LTV transactions. Arrangement fees are usually 1-2% and most lenders will accept retained, rolled-up or serviced interest.

Does using a broker cost more than going direct?

No. Broker fees are typically disclosed upfront and competitive deals often only become available via intermediaries. Lenders price in the underwriting and packaging work a good broker does, so you usually end up with a lower all-in cost than going to the lender's direct-to-consumer desk.

Start Your Enquiry

Let's Find Your Best Rate

Tell us what you need and we'll search across our panel of 130+ specialist lenders to find the best deal for your circumstances.

Call us directly
0204 6211776