Illustrative Rate Table
| Loan Amount | 5-Year Term | 7-Year Term | 10-Year Term | Estimated Monthly (£1m, 7yr) |
|---|---|---|---|---|
| £250,000 | 8.5% | 8.2% | N/A | ~£6,300 |
| £500,000 | 8.0% | 7.8% | 7.5% | ~£7,800 |
| £1,000,000 | 7.5% | 7.2% | 7.0% | ~£15,600 |
| £2,000,000 | 7.0% | 6.8% | 6.5% | ~£30,700 |
| £5,000,000 | 6.5% | 6.5% | 6.5% | ~£75,600 |
All figures illustrative. Final rates subject to credit assessment, aircraft survey, age and registration. Rates as at October 2026.
Eligibility Criteria
- Minimum loan £250,000
- G-registration and EI (Irish) registration
- Particularly suited to Irish-connected borrowers or operators
- Ltd companies, partnerships and HNW individuals
- Aircraft age subject to assessment
- Strong financial statements required; Irish trading or personal connection advantageous
How to Apply via Doulton Bridging Finance
Doulton Bridging Finance acts as a whole-of-market aircraft finance broker. We package your case, present it to AIB UK and handle the process from initial enquiry to drawdown - at no cost to you (broker fee paid by the lender on completion).
- 1Submit your enquiry using the form below or call us directly
- 2We gather aircraft details, financial information and your structure preference
- 3We submit a packaged case to AIB UK (and simultaneously test other lenders if appropriate)
- 4Credit decision received - typically hours to days
- 5Legal and survey phase, then drawdown
Key Considerations
- AIB is distinctive in actively financing EI-registered aircraft - fewer lenders do this
- Irish-connected borrowers (directors, operations or assets in Ireland) receive preferential consideration
- AIB UK operates from London but draws on AIB Group's aviation finance expertise
- Rates are competitive for EI-reg transactions where alternatives are limited
- Cross-border transactions (UK purchase, Irish operator) handled comfortably
- Approval timeframes typically 2–4 weeks