Business Jet Finance

Cessna Citation CJ4 Finance UK

Finance guide for the Cessna Citation CJ4 light jet. Expert whole-of-market brokerage from Doulton Bridging Finance.

The Cessna Citation CJ4 is one of the most popular light business jets in the UK, offering a blend of efficiency, range and cabin comfort that suits owner-pilots and corporate operators alike. Pre-owned CJ4s typically trade between £3.5m and £7m, making them one of the most accessible entry points to business jet ownership.

Aircraft Specifications

Category	Light jet
Typical price range	£3.5m–£7m
Range	2,165 nm
Passengers	Up to 7
Registration	G-reg or N-reg

Worked Finance Example

Purchase price	£5,200,000
Deposit (20%)	£1,040,000 (20%)
Loan amount	£4,160,000
Indicative rate	6.5% p.a.
Term	8 years
Monthly payment	approx. £55,000/month

Indicative only. Actual payments depend on lender, rate, balloon and fees.

Compare lender rates → Finance guide →

Get a quote 0204 6211776

Same working day

Get terms for your own case

The figures on this page are indicative. Send us your scenario and we will come back the same working day with options from our panel of 130+ lenders.

0204 6211776

Whole of market · 130+ lenders · FCA 814533 · Same working day response

FAQs

Frequently asked questions

Can I finance a Citation CJ4 as an owner-pilot?

Yes - owner-pilot borrowers are accepted by most aviation lenders. You will need a valid type rating for the CJ4 and may need to demonstrate appropriate hours and recency.

What is the minimum deposit for a Citation CJ4?

Most lenders require 20–25% deposit. On a £5.2m aircraft, that equates to £1.04m–£1.3m. Global Jet Capital can achieve 85% LTV on qualifying CJ4s.

Is the Citation CJ4 suitable for personal use financing (rather than company)?

Personal (non-business) use is possible but affects the tax treatment of interest and ownership costs. Most lenders prefer a company or SPV borrower. Discuss the structure with us and your tax adviser.

Can I get a balloon payment structure on a CJ4?

Yes - balloon structures are available from most lenders, reducing monthly payments during the term. The balloon is typically set at 15–25% of original value.

How long does Citation CJ4 finance take to arrange?

From first enquiry to drawdown, allow 4–8 weeks for a straightforward transaction. Complex ownership structures or older aircraft may take longer.

Business Jet Finance Best Business Jet Finance Rates UK Bombardier Challenger Finance UK Business Jet Finance for Charter Operations Cessna Citation Latitude Finance UK Dassault Falcon 2000 Finance UK

Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.