Business Jet Finance
Finance for corporate business aviation - company-owned jets, AOC charter operations, and aircraft management structures. Finance for the corporate aviation market from specialist aviation lenders who understand how businesses use aircraft.
The right structure for your aviation requirements
Company Aircraft Finance
Finance for a jet owned by a UK limited company. Corporation tax capital allowances on qualifying business use. VAT reclaimable on wholly business-use aircraft. Finance structured through the company as borrower.
AOC Charter Fleet Finance
Finance for AOC-holding charter operators adding aircraft to their managed fleet. Charter income assessed as part of the affordability case. Specialist aviation lenders with commercial operator knowledge.
Aircraft Management Structures
Finance for aircraft held in management companies or leased to charter operators while retaining private use. Complex structures handled by specialist aviation finance lenders and tax advisers.
Fleet Finance
Finance for multiple aircraft in a single company facility. Corporate aviation departments replacing or expanding their fleet with consolidated fleet terms from specialist aviation lenders.
Secured Aircraft Loan
Fixed or floating rate secured loan against the aircraft. Typical terms 5-15 years. LTV 60-80% depending on aircraft type and borrower profile.
Sale & Leaseback
Release capital from a corporate aircraft you already own. Useful for companies realising equity from an aviation asset while retaining the aircraft for continued operational use.
How it works
Corporate details
Company structure, purpose of aircraft, business use percentage, AOC status (if applicable), and aircraft type and specification.
Specialist lenders
Corporate aviation finance is handled by specialist private banks and aviation lenders. We match the company profile and aircraft type to the right lender.
Tax and structuring advice
UK company aircraft ownership has specific tax implications - capital allowances, VAT, and the private use benefit-in-kind charge all require specialist advice. We recommend specialist aviation tax advisers alongside the finance arrangement.
Settlement
We settle with the seller or manufacturer. All corporate documentation completed by aviation solicitors.
Ready to discuss Business Jet Finance?
Call 0204 6211776 or complete our enquiry form. Indicative terms typically within hours.
Frequently asked questions
Can a company claim capital allowances on a business jet?
Yes - a company can claim capital allowances (including annual investment allowance up to the AIA threshold) on an aircraft used for qualifying business purposes. The private use element reduces the claimable proportion. Specialist aviation tax advice is recommended.
Can a company reclaim VAT on a business jet purchase?
VAT is reclaimable where the aircraft is used exclusively for business purposes. Mixed private/business use requires a proportional claim. The position is complex - specialist VAT advice from an aviation tax specialist is recommended.
Is a benefit-in-kind charge incurred when a director uses a company jet?
Yes - private use of a company-owned aircraft by a director or employee creates a benefit-in-kind charge under HMRC rules. The BIK value is based on the cost to charter an equivalent aircraft for the same journey. Specialist tax advice is essential.
Can an AOC charter operator use charter income to support jet finance?
Yes - specialist aviation lenders experienced with AOC operators will assess charter income, fleet utilisation, and operator history alongside the company financials.
What is the typical term for corporate aircraft finance?
Typically 5-12 years for corporate jets, depending on the aircraft's age, value, and the company's preferred financial structure. Longer terms reduce monthly payments but increase total interest cost.
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