Illustrative Rate Table
| Loan Amount | 5-Year Term | 7-Year Term | 10-Year Term | Estimated Monthly (£1m, 7yr) |
|---|---|---|---|---|
| £100,000 | 10.5% | 10.0% | N/A | ~£2,200 |
| £250,000 | 9.5% | 9.2% | N/A | ~£5,400 |
| £500,000 | 9.0% | 8.8% | 8.5% | ~£8,000 |
| £1,000,000 | 8.5% | 8.2% | 8.0% | ~£15,900 |
| £2,000,000 | 8.0% | 7.5% | 7.2% | ~£31,100 |
All figures illustrative. Final rates subject to credit assessment, aircraft survey, age and registration. Rates as at October 2026.
Eligibility Criteria
- Minimum loan £100,000 - active at the smaller end of the market
- G, N, EI, M and Guernsey-registered aircraft all considered
- Ltd companies, LLPs, sole traders and private individuals
- Aircraft age: assessed case by case - older aircraft considered
- HP and secured loan structures available
- Director personal guarantee typically required
How to Apply via Doulton Bridging Finance
Doulton Bridging Finance acts as a whole-of-market aircraft finance broker. We package your case, present it to Close Brothers and handle the process from initial enquiry to drawdown - at no cost to you (broker fee paid by the lender on completion).
- 1Submit your enquiry using the form below or call us directly
- 2We gather aircraft details, financial information and your structure preference
- 3We submit a packaged case to Close Brothers (and simultaneously test other lenders if appropriate)
- 4Credit decision received - typically hours to days
- 5Legal and survey phase, then drawdown
Key Considerations
- Speed is Close Brothers' key differentiator - initial credit decisions often within hours
- More flexible on aircraft age, registration type and borrower profile than the major banks
- HP structure means the lender holds title during the loan - title transfers at final payment
- Rates are higher than Lombard or HSBC to reflect the broader risk appetite
- Particularly useful as a bridge while awaiting bank credit approval on a time-sensitive purchase
- Maximum term 7 years (shorter than some banks' 10-year maximum)