Doulton Bridging Finance
Business Jet Finance

Clydesdale / Virgin Money Business Jet Finance Rates

Indicative rates from 6.8% p.a. · Up to 75% LTV · Terms 2–8 years

Rates updated

Rate month: October 2026 · Source: Doulton Bridging Finance market data · Get a quote

Clydesdale Bank (now part of the Virgin Money group) offers structured asset finance for business jet acquisitions, primarily to established UK businesses and high-net-worth individuals. Their relationship-led approach can work well for existing Clydesdale / Virgin Money business customers looking to add aviation assets.

Clydesdale / Virgin Money Business Jet Rates - October 2026

Aircraft / ScenarioIndicative RateMax LTVTerm
Light jets (up to £2m)from 7.1% p.a.up to 70% LTV2–6 yrs
Mid-size jets (£2m–£8m)from 6.8% p.a.up to 75% LTV2–8 yrs
Large cabin jets (£8m+)from 6.9% p.a.up to 75% LTV3–8 yrs
Existing banking relationshipsfrom 6.5% p.a.up to 75% LTV2–8 yrs
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FAQs

Frequently asked questions

Do I need to be an existing Clydesdale / Virgin Money customer?

No - but existing customers with a strong relationship may be offered preferential pricing. New customers are welcome; the underwriting process will be more document-intensive.

Does Clydesdale / Virgin Money lend on jets outside the UK?

Their focus is UK-based assets and borrowers. Jets based or primarily operated overseas may not be eligible without additional security arrangements.

What is the maximum loan term for Clydesdale business jet finance?

Terms up to 8 years are available, which is shorter than some specialist aviation lenders. Buyers requiring 10–12 year terms should consider Barclays Aviation Finance or Global Jet Capital.

Can Virgin Money finance a jet held by a family office or trust?

Potentially yes, subject to appropriate guarantees and transparency of the ultimate beneficial owner. Complex trust structures typically require additional legal due diligence.

How does Clydesdale / Virgin Money rate compare to the market?

At 6.8% indicative, Clydesdale sits in the mid-range. Specialist lessors like Global Jet Capital offer lower rates but with different structures. We recommend comparing at least 3 lenders before committing.

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Finance taken for business purposes is not regulated by the FCA. Rates shown are indicative as at October 2026 and depend on credit profile, term, aircraft and deposit. We act as a credit broker, not a lender. Your aircraft may be repossessed if you do not keep up repayments.

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