Illustrative Rate Table
| Loan Amount | 5-Year Term | 7-Year Term | 10-Year Term | Estimated Monthly (£1m, 7yr) |
|---|---|---|---|---|
| £500,000 | N/A | N/A | N/A | Min £250k |
| £1,000,000 | 7.5% | 7.2% | 7.0% | ~£16,100 |
| £2,000,000 | 7.0% | 6.8% | 6.5% | ~£31,400 |
| £5,000,000 | 6.5% | 6.2% | 6.0% | ~£75,600 |
| £10,000,000 | 6.2% | 6.0% | 6.0% | ~£149,500 |
All figures illustrative. Final rates subject to credit assessment, aircraft survey, age and registration. Rates as at October 2026.
Eligibility Criteria
- Minimum loan £250,000
- G-registered aircraft required
- Business borrowers: Ltd companies and partnerships preferred
- NatWest commercial banking relationship advantageous but not essential
- Aircraft age typically no more than 20 years at end of term
- 2+ years business trading history typically required
How to Apply via Doulton Bridging Finance
Doulton Bridging Finance acts as a whole-of-market aircraft finance broker. We package your case, present it to NatWest and handle the process from initial enquiry to drawdown - at no cost to you (broker fee paid by the lender on completion).
- 1Submit your enquiry using the form below or call us directly
- 2We gather aircraft details, financial information and your structure preference
- 3We submit a packaged case to NatWest (and simultaneously test other lenders if appropriate)
- 4Credit decision received - typically 2–4 weeks
- 5Legal and survey phase, then drawdown
Key Considerations
- Commercial loan structure - not an asset finance product per se
- Security taken over aircraft plus potentially other business assets
- Relationship managers handle cases - quality of case presentation matters significantly
- NatWest is less active in this market than Lombard or Close Brothers; selectivity is high
- Approval process can be slow - 3–6 weeks from full application is typical
- Consider NatWest if you have an existing commercial relationship or require a large ticket